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456 Regent St, Elgin, IL 60120 Property Records

Kane County property record for 456 Regent St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,604 sqft · built 1904
Lot Size0.156 acres (6,798 sqft)
Owner2 Individual Names on Record
Last Sale$152,000 (Jan 2005)
Tax Bill$6,191 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-204-009

Property Details

APN / Parcel Number

Primary APN06-24-204-009

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,604 sqft Living Area
Gross Area2,406 sqft
Basement Area802 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialWood
Construction TypeFrame
Lot Area6,798 sqft (0.156 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address456 REGENT ST
CityELGIN
StateIL
Zip60120-6742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT OF BOWEN HOMESTEAD SUB LOT 9
Legal SubdivisionBOWEN HOMESTEAD SUB
Legal Block4
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4005
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address456 REGENT ST, ELGIN, IL 60120-6742
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
INLANTA MORTGAGE INC
Jan 16, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2005 · Amount on Record
Deed SaleJan 18, 2005 · Amount on Record
Prior SaleJan 18, 2005 · Amount on Record
Deed Document Number20056554
Last Transfer DateJan 2, 2020
Transfer Doc0000003084
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address456 REGENT ST, ELGIN, IL 60120-6742
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045321
DateJun 14, 2021
Instrument2021K045321
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueMay 1, 2036
Interest
Rate2.75%

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJan 16, 2020
Property Address456 REGENT ST, ELGIN, IL 60120-6742
Document Number0000003084
Instrument DateJan 2, 2020
Instrument2020K003084
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address456 REGENT ST, ELGIN, IL 60120-6742

Mortgage

Document Number0000003085
DateJan 16, 2020
Instrument2020K003085
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,191.00 (+15.96%)$81,159 (+8.57%) Land $12,757 Building $68,402$243,574 (+8.57%) Land $38,286 Building $205,288
2024$74,753 (+21.4%) Land $11,750 Building $63,003$224,349 (+21.44%) Land $35,264 Building $189,085
2022$5,339.00 (+3.95%)$61,578 (+6.96%) Land $9,679 Building $51,899$184,734 (+6.96%) Land $29,037 Building $155,697
2021$5,136.00$57,571 Land $9,049 Building $48,522$172,713 Land $27,147 Building $145,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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