456 Mitchell Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 456 Mitchell Dr, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,478 sqft · built 1985
Lot Size	0.086 acres (3,750 sqft)
Owner	Trust Name on File
Last Sale	$660,000 (Jun 2019)
Tax Bill	$7,204 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`074-093-030`

Property Details

APN / Parcel Number

Primary APN	`074-093-030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,478 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Construction Type	Wood
Lot Area	3,750 sqft (0.086 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	456 MITCHELL DR
City	LOS OSOS
State	CA
Zip	93402-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PM 15/2 PAR 1
Legal Subdivision	CUESTA BY SEA
Legal Block	27
Legal Lot Number	16
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2012
Census Tract	10707

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
May 30, 2024	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Jul 11, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jun 14, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 10, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	0000022894
Last Transfer Date	Jul 11, 2019
Transfer Doc	0000027131
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039

Mortgage

Document Number	0000031164
Date	Jul 29, 2022
Instrument	2022031164

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039

Mortgage

Document Number	0000014316
Date	May 30, 2024
Instrument	2024014316

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 11, 2019
Property Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039
Document Number	0000027131
Instrument Date	Jul 8, 2019
Instrument	27131
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	456 MITCHELL DR LOS OSOS CA 934022039, LOS OSOS, CA 93402-2039

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 14, 2019
Property Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039
Document Number	0000022894
Map Reference	MB 3 PG 48
Instrument Date	May 29, 2019
Instrument	2019022894
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY PASO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22996 SYCAMORE CREEK DR, VALENCIA, CA 91354-2049

Mortgage

Document Number	0000022895
Date	Jun 14, 2019
Instrument	2019022895

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 3, 2018
Property Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039
Document Number	0000013197
Instrument Date	Mar 19, 2018
Instrument	13197
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6524 PARK POINT LN NE SEATTLE WA 981157810, SEATTLE, WA 98115-7810

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	456 MITCHELL DR, LOS OSOS, CA 93402-2039
Document Number	0000052922
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	456 MITCHELL DR LOS OSOS CA 934022039, LOS OSOS, CA 93402-2039

Mortgage

Document Number	0000052922
Date	Nov 17, 2017
Instrument	52922

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,204.00 (+12.6%) Homeowner's exemption	$509,785 (+13.72%) Land $138,369 Building $371,416
2023	$6,398.00 (-20.24%) Homeowner's exemption	$448,277 Land $132,997 Building $315,280
2022	$8,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Surfnet Communications.

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