Oakland County property record for 456 Loris Ln, Oxford, MI 48371
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,656 sqft · built 1972 |
| Lot Size | 4.35 acres (189,486 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,249 (May 2026) |
| Tax Bill | $3,678 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2026 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D-03-26-152-011 |
| Primary APN | D-03-26-152-011 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 189,486 sqft (4.35 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 464 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 456 LORIS LN |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T5N, R9E, SEC 26 PART OF W 1/2 OF NW 1/4 BEG AT PT DIST S 89-45-20 E 990 FT FROM W 1/4 COR, TH N 00-04-53 W 610.11 FT, TH S 89-45-20 E 289.97 FT, TH S 00-01-56 E 246 FT, TH S 89-45-20 E 35.32 FT, TH S 00-01-56 E 364.11 FT, TH N 89-45-20 W 324.77 FT T |
| Legal Range | 09E |
| Legal Township | 05N |
| Legal Section | 26 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BRANDON |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 122400 |
456 Loris Ln is owned and occupied by two individuals who bought it in May 2026.
Source: Oakland County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4339 PEBBLE CREEK BLVD, GRAND BLANC, MI 48439-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Apr 9, 2026 | Quit Claim Deed, Transfer ATA NATIONAL TITLE |
| Mar 3, 2026 | Special Warranty Deed, Foreclosure |
| Dec 9, 2025 | Sheriff's Deed, Foreclosure |
| Jul 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Mar 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Apr 9, 2026 · Amount on File |
| Deed Document Number | 202662311 |
| Deed Book / Page | 61176 / 432 |
| Prior Transfer Date | Jun 17, 2025 |
| Prior Transfer Doc | 0000075827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 7, 2026 |
| Property Address | 456 LORIS LN, OXFORD, MI 48371-3940 |
| Document Number | 20260062311 |
| Book / Page | 61176 / 432 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.62311 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288,796.37 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4339 PEBBLE CREEK BLVD, GRAND BLANC, MI 48439-9066 |
| Document Number | 0000062860, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 61179/736 |
| Instrument | 2026.62860 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 9, 2026 |
| Property Address | 456 LORIS LN, OXFORD, MI 48371-3940 |
| Document Number | 20260048002 |
| Book / Page | 61095 / 527 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202648002 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $197,253.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 801 W BIG BEAVER RD, TROY, MI 48084-4726 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 3, 2026 |
| Property Address | 456 LORIS LN, OXFORD, MI 48371-3940 |
| Document Number | 20260025396 |
| Book / Page | 60982 / 38 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 20260025396 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43456 MOUND RD STE 100, 100, STERLING HEIGHTS, MI 48314-2077 |
| Name | Verified Name |
|---|---|
| Address | 5000 PLANO PKWY, CARROLLTON, TX 75010-4900 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 9, 2025 |
| Property Address | 456 LORIS LN, OXFORD, MI 48371-3940 |
| Document Number | 20250153634 |
| Book / Page | 60764 / 793 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 20250153634 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CORPORATE DR STE 360, 360, LAKE ZURICH, IL 60047-8945 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 6, 2022 |
| Property Address | 456 LORIS LN, OXFORD, MI 48371-3940 |
| Document Number | 0000409561 |
| Book / Page | 57924 / 569 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 409561 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PARKS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 456 LORIS LN, 456, OXFORD, MI 48371-3940 |
| Name | Verified Name |
|---|---|
| Address | 53362 ZACHARY DR, CHESTERFIELD, MI 48047-6126 |
| Document Number | 0057924259 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 57924/259 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 456 LORIS LN, OXFORD, MI 48371-3940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040360 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 52677/00425 |
| Instrument | 40360 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 456 Loris Ln was $3,678 with a homeowner's exemption, down 47.1% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Brandon Charter Township |
| Unified School District | Brandon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,678.00 (-47.12%) Homeowner's exemption | $186,160 (+3.84%) | $372,320 (+3.84%) |
| 2024 | $6,956.00 (+5.67%) Homeowner's exemption | $179,280 (+8.81%) | $358,560 (+8.81%) |
| 2023 | $6,583.00 Homeowner's exemption | $164,770 | $329,540 |
| 2021 | $3,506.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 456 Loris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 456 Loris Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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