456 Laguna Way, Simi Valley, CA 93065 Property Records

Ventura County property record for 456 Laguna Way, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.75 ba · 3,779 sqft · built 1981
Lot Size	1 acre (43,560 sqft)
Owner	Trust Name on File
Last Sale	$1,050,000 (Aug 2017)
Tax Bill	$13,113 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`635-0-071-075`

Property Details

APN / Parcel Number

Primary APN	`635-0-071-075`

Interior

Bedrooms	7 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,779 sqft Living Area
1st Floor Area	2,406 sqft
2nd Floor Area	1,373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	43,560 sqft
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	528 sqft
Porch	Porch
Porch Area	503 sqft
Patio Area	688 sqft

Location & Zoning

Street Address	456 LAGUNA WAY
City	SIMI VALLEY
State	CA
Zip	93065-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO1AC
Legal Description	LOT: 7 REF: 016RS 045
Legal Subdivision	RANCHO SIMI
Legal Block	71
Legal Lot Number	7
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1008
Census Tract	7513

Owner

456 Laguna Way is owner-occupied and held in a trust since August 2017.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	456 LAGUNA WAY, SIMI VALLEY, CA 93065-5315
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 11, 2017	Grant Deed, Transfer · Line of Credit TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Deed Document Number	2017104026
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	456 LAGUNA WAY, SIMI VALLEY, CA 93065-5315
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 LAGUNA WAY, SIMI VALLEY, CA 93065-5315

Mortgage

Document Number	2021001992587
Date	Dec 30, 2021
Instrument	2021001992587

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 11, 2017
Property Address	456 LAGUNA WAY, SIMI VALLEY, CA 93065-5315
Document Number	0000104026
Map Reference	MR3 PG7
Instrument Date	Aug 7, 2017
Instrument	20170811-00104026
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	456 LAGUNA WAY, SIMI VALLEY, CA 93065-5315
Investor	Possibly a Property Investor

Mortgage

Document Number	0000104028
Date	Aug 11, 2017
Instrument	20170811-00104028

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 456 Laguna Way was $13,113 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,218,610 (+2%) Land $792,097 Building $426,513
2025	$13,113.00 (+1.1%) Homeowner's exemption	$1,194,716 Land $776,566 Building $418,150
2024	$12,970.00 (+6.21%)
2023	$12,212.00 (-0.46%) Homeowner's exemption	$1,148,325 Land $746,412 Building $401,913
2022	$12,268.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 456 Laguna Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 456 Laguna Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL	100 / 20

May also be available: GigabitNow, Verizon.

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