456 Haverhill St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 456 Haverhill St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,788 sqft · built 1980
Lot Size	0.565 acres (24,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Nov 2019)
Tax Bill	$12,147 (2026)
Deeds & Mortgages	Nov 2020 Refinance Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`183A000000`

Property Details

APN / Parcel Number

Primary APN	`183A000000`
Alternative APNs	`READ M:047.0-0000-0009.0` `M:047.0=0000=0009.0` `183A000000040`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,788 sqft Living Area
Gross Area	5,678 sqft
Basement Area	1,306 sqft
Unfinished Basement	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,620 sqft (0.565 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	183A000000040
Street Address	456 HAVERHILL ST
City	READING
State	MA
Zip	01867-1376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1012
Census Tract	334300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Pratt House listed 1984 · 3 contributing resources · NRIS 84002797

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	456 HAVERHILL ST, READING, MA 01867-1376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Nov 13, 2019	Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Aug 15, 2016 · Amount on Record
Deed Document Number	2019177205
Deed Book / Page	73638 / 412
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	73638-412
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	456 HAVERHILL ST, READING, MA 01867-1376
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76270-1
Date	Nov 25, 2020
Book Page	76270/1
Instrument	223451

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 13, 2019
Property Address	456 HAVERHILL ST, READING, MA 01867-1376
Document Number	73638-412
Book / Page	073638 / 000412
Instrument Date	Nov 4, 2019
Instrument	177205
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,693.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	456 HAVERHILL ST READING MA 018671376, READING, MA 01867-1376

Mortgage

Document Number	73638-415
Date	Nov 13, 2019
Book Page	073638/000415
Instrument	177206

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,147.00 (-2.25%)	$1,108,300 (+1.59%) Land $471,200 Building $633,400	$1,311,108 (+13.36%)
2025	$12,426.00 (+1.14%)	$1,091,000 (+4.07%) Land $463,800 Building $627,200	$1,156,625 (-1.89%)
2024	$12,286.00 (+3.2%)	$1,048,300 (+10.86%) Land $445,600 Building $602,700	$1,178,950
2023	$11,905.00	$945,600 Land $401,800 Building $543,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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