456 Gurney Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 456 Gurney Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,102 sqft · built 1978
Lot Size0.176 acres (7,645 sqft)
OwnerIndividual Name on Record
Last Sale$888,000 (Jun 2025)
Tax Bill$14,943 (2024)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-124-011

Property Details

APN / Parcel Number

Primary APN12-21-124-011

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,102 sqft Living Area
Gross Area3,455 sqft
1st Floor Area1,694 sqft
Upper Floors Area408 sqft
Basement Area913 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,645 sqft (0.176 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area21 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address456 GURNEY AVE
CityLAKE BLUFF
StateIL
Zip60044-2514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOWNERS DIVISION OF VANDERKLOOTS RESUB (EXCEPT THE N 128.0F T) LOT 2
Legal SubdivisionOWNERS DIVISION OF VANDERKLOOTS RESUB
Legal Lot Number2
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1011
Census Tract863300

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address456 GURNEY AVE, LAKE BLUFF, IL 60044-2514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2025 · Amount on Record
Deed SaleJun 6, 2025 · Amount on Record
Deed Document Number20258102432
Prior Transfer DateMay 2, 1995
Prior Transfer Doc0003671331
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address456 GURNEY AVE, LAKE BLUFF, IL 60044-2514
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 GURNEY AVE, LAKE BLUFF, IL 60044-2514

Mortgage

Document Number0008136297
DateNov 25, 2025
Instrument8136297
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$254,062 (+20.59%) Land $118,213 Building $135,849$762,262 (+20.59%) Land $354,674 Building $407,588
2024$14,943.00 (+12.46%)
2023$13,287.00 (+3.65%)$210,690 (+5.97%) Land $98,032 Building $112,658$632,133 (+5.97%) Land $294,125 Building $338,008
2022$12,819.00$198,827 Land $92,512 Building $106,315$596,541 Land $277,564 Building $318,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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