Harrison County property record for 456 Ginger Dr, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,603 sqft · built 1978 |
| Lot Size | 0.219 acres (9,567 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,400 (Aug 2017) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1309A-02-035.000 |
| Primary APN | 1309A-02-035.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,603 sqft Adjusted Area |
| 1st Floor Area | 1,254 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,567 sqft (0.219 acres) |
| Patio Area | 130 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 456 GINGER DR |
|---|---|
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-3751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 268 FOREST COVE NORTH SUBD 3RD ADD |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | FOREST COVE NORTH SUBD 3RD ADD |
| Legal Lot Number | 268 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3308 |
Source: Harrison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 456 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · VA Mortgage E HOME LOANS |
| Aug 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage IFREEDOM DIRECT CORP |
| Jan 12, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE CORP |
| Aug 2, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on File |
| Deed Sale | Aug 2, 2017 · Amount on File |
| Deed Document Number | 20172017-0001850-J2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Oct 9, 2026 |
| Property Address | 456 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Document Number | 0000006585 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20266585 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 456 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Document Number | 0000006585, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 20266585 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 456 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20170002277TJ2 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2017-0002277-T-J2 |
| Name | IFREEDOM DIRECT CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 456 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210000159TJ2 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-0000159-T-J2 |
| Name | WINTRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 2, 2017 |
| Property Address | 456 GINGER DR, DIBERVILLE, MS 39540-3751 |
| Document Number | 20170001850J2 |
| Map Reference | MB 6 PG 29 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017-0001850-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15766 AVILLA RD, 15766, BILOXI, MS 39532-8524 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 456 GINGER DR, DIBERVILLE, MS 39540-3751 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,490.00 (+3.76%) | $13,097 (+3.57%) | $87,309 (+3.56%) Land $28,750 Building $58,559 |
| 2024 | $1,436.00 (-0.49%) | ||
| 2023 | $1,443.00 (-0.62%) | $12,646 | $84,305 Land $28,750 Building $55,555 |
| 2022 | $1,452.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 113 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 113 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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