456 Ferry Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 456 Ferry Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1952
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Oct 2025)
Tax Bill	$5,589 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P0137R`

Property Details

APN / Parcel Number

Primary APN	`P0137R`
Alternative APNs	`SACO M:008 L:059 U:000-000` `M:008 L:059 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P0137R
Street Address	456 FERRY RD
City	SACO
State	ME
Zip	04072-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	59
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1018
Census Tract	5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 PARK ST, PORTLAND, ME 04101-4515
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage STG MORTGAGE INC
Nov 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Mar 14, 2018	Warranty Deed, Transfer SACO & BIDDEFORD SAVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	202535840
Deed Book / Page	19756 / 575
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 3, 2025
Property Address	456 FERRY RD, SACO, ME 04072-2216
Document Number	0197560575
Book / Page	19756 / 575
Instrument Date	Oct 3, 2025
Instrument	2025035840
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 PARK ST, PORTLAND, ME 04101-4515

Mortgage

Document Number	2025035841
Date	Oct 3, 2025
Instrument	2025035841

Lender

Name	STG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Nov 20, 2023
Property Address	456 FERRY RD, SACO, ME 04072-2216
Document Number	0193490819
Book / Page	19349 / 819
Instrument Date	Nov 20, 2023
Instrument	2023037037
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 OSPREY CV, GREENLAND, NH 03840-2196

Mortgage

Document Number	2023037038
Date	Nov 20, 2023
Instrument	2023037038

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Mar 14, 2018
Property Address	456 FERRY RD, SACO, ME 04072-2216
Document Number	0176760244
Book / Page	17676 / 0244
Instrument	2018009619
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018009620
Date	Mar 14, 2018
Instrument	2018009620

Lender

Name	SACO & BIDDEFORD SAVS

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2033

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,589.00 (+0.87%)	$393,600 (-0.2%) Land $148,200 Building $245,400
2024	$5,541.00 (+14.04%)	$394,400 (+48.77%) Land $148,200 Building $246,200	$600,590
2022	$4,859.00	$265,100 Land $113,000 Building $152,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured incl. 3 condo units
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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