456 Emerald Pt, Schertz, TX 78154 Property Records

Guadalupe County property record for 456 Emerald Pt, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,537 sqft · built 1999
Lot Size	0.18 acres (7,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,100 (Dec 2021)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0126200401500000`

Property Details

APN / Parcel Number

Primary APN	`1G0126200401500000`
Alternative APNs	`000000014847` `000000265215` `14847`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,537 sqft Living Area
Gross Area	2,913 sqft
1st Floor Area	1,123 sqft
2nd Floor Area	1,414 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,828 sqft (0.18 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	16 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	456 EMERALD PT
City	SCHERTZ
State	TX
Zip	78154-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 15 (TIF) BLK: 4 ADDN: ASHLEY PLACE UNIT 2
Legal Subdivision	ASHLEY PLACE #2
Legal Block	4
Legal Lot Number	15
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2007
Census Tract	210710

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	456 EMERALD PT, SCHERTZ, TX 78154-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORP
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 6, 2017	Deed of Trust, Mortgage · VA Mortgage SMI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	202199041872
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0099041872
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Dec 7, 2021
Property Address	456 EMERALD PT, SCHERTZ, TX 78154-2636
Document Number	0099041872
Map Reference	VOL 5 PG 292B-293A
Instrument Date	Dec 3, 2021
Instrument	202199041872
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3524 COUNTY AVE, 3524, SCHERTZ, TX 78154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 EMERALD PT, SCHERTZ, TX 78154-2636

Mortgage

Document Number	0099041873
Date	Dec 7, 2021
Instrument	202199041873

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	456 EMERALD PT, SCHERTZ, TX 78154-2636
Document Number	0000033133
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 EMERALD PT SCHERTZ TX 781542636, SCHERTZ, TX 78154-2636

Mortgage

Document Number	0000033133
Date	Nov 17, 2020
Instrument	33133

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	456 EMERALD PT, SCHERTZ, TX 78154-2636
Document Number	0000002064
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 EMERALD PT SCHERTZ TX 781542636, SCHERTZ, TX 78154-2636

Mortgage

Document Number	0000002064
Date	Jan 27, 2020
Instrument	2064

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	456 EMERALD PT, SCHERTZ, TX 78154-2636
Document Number	0000029378
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 EMERALD PT SCHERTZ TX 781542636, SCHERTZ, TX 78154-2636

Mortgage

Document Number	0000029378
Date	Dec 15, 2017
Instrument	29378

Lender

Name	SMI LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 14, 2042

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,398 (+2.93%) Land $39,015 Building $261,383	$300,398 (+2.93%) Land $39,015 Building $261,383
2025	$4,074.00 (-13.34%) Homeowner's exemption	$291,840 (-11.77%) Land $38,468 Building $253,372	$291,840 (-11.77%) Land $38,468 Building $253,372
2024	$4,701.00 (-11.15%)
2023	$5,291.00 (-14.61%) Homeowner's exemption	$330,784 Land $51,594 Building $279,190	$330,784 Land $51,594 Building $279,190
2022	$6,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · Flooding 10/18/98

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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