456 E Gerard Ave, Merced, CA 95341 Property Records

Merced County property record for 456 E Gerard Ave, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,265 sqft · built 1967
Lot Size	0.617 acres (26,883 sqft)
Owner	Individual Name on Record
Last Sale	$418,000 (Jun 2026)
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale
Flood Zone	Zone AO (high risk)
APN	`259-281-016-000`

Property Details

APN / Parcel Number

Primary APN	`259-281-016-000`
Alternative APN	`259-281-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	1,589 sqft
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	26,883 sqft (0.617 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Patio Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-281-016
Street Address	456 E GERARD AVE
City	MERCED
State	CA
Zip	95341-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	THE MEADOWS LOT 89
Legal Subdivision	MEADOWS
Legal Lot Number	89
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1003
Census Tract	1604

Owner

Source: Merced County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	456 E GERARD AVE, MERCED, CA 95341-9696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jun 12, 2026	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	202615995
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	0000015996
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 12, 2026
Property Address	456 E GERARD AVE, MERCED, CA 95341-9696
Document Number	0000015995
Instrument Date	May 28, 2026
Instrument	202615995
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,439.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 E GERARD AVE, MERCED, CA 95341-9696

Mortgage

Document Number	0000015997,
Date	Jun 12, 2026
Instrument	202615997

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 12, 2026
Property Address	456 E GERARD AVE, MERCED, CA 95341-9696
Document Number	0000015996
Instrument Date	May 28, 2026
Instrument	202615996
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	456 E GERARD AVE, MERCED, CA 95341-9696

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,349.00 (+8.05%)	$209,216 (+7.17%) Land $63,829 Building $145,387
2024	$2,174.00 (+2.5%)
2023	$2,121.00 (+0.52%)	$195,211 Land $61,351 Building $133,860
2022	$2,110.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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