456 E 5th St, Peru, IN 46970 Property Records

Miami County property record for 456 E 5th St, Peru, IN 46970 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,836 sqft · built 1910
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Jun 2018)
Tax Bill	$931 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`021-82890-00`

Property Details

APN / Parcel Number

Primary APN	`021-82890-00`
Alternative APNs	`52-08-27-103-002.000-016` `00630305294`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,102 sqft
Attic	Attic
Attic Area	1,468 sqft
Basement Area	184 sqft
Unfinished Basement	184 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,072 sqft (0.139 acres)
Lot Dimensions	132 ft deep x 46 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00630305294
Street Address	456 E 5TH ST
City	PERU
State	IN
Zip	46970-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-82890-00 J W SMITH AD LOT 2 43 128 90000
Legal Subdivision	J W SMITHS ADDITION
Legal Lot Number	2
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1005
Census Tract	952400

Owner

Source: Miami County records · APN 021-82890-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	456 E 5TH ST, PERU, IN 46970-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2021	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 04, 2018	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2018 · Amount on Record
Deed Sale	Jun 04, 2018 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	2018522208
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	456 E 5TH ST, PERU, IN 46970-2512
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	NOT AVAILABLE, MERIDIAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210521182
Date	Mar 03, 2021
Instrument	20210521182

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 04, 2018
Property Address	456 E 5TH ST, PERU, IN 46970-2512
Document Number	20180522208
Instrument Date	Jun 01, 2018
Instrument	20180522208
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180522209
Date	Jun 04, 2018
Instrument	20180522209

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$931.00 (+25.98%) Homeowner's exemption	$100,200 (+17.19%) Land $3,800 Building $96,400	$100,200 (+17.19%) Land $3,800 Building $96,400
2024	$739.00 (-13.36%)
2023	$853.00 (+12.53%)	$85,500 Land $3,800 Building $81,700	$85,500 Land $3,800 Building $81,700
2022	$758.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181039524001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 531 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Metronet Holdings, Good Connections. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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