456 Davis Rd, Troy, MO 63379 Property Records

Lincoln County property record for 456 Davis Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 2019
Lot Size	11.2 acres (489,614 sqft)
Owner	Individual Name on Record
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-80-34-000-000-010.000`

Property Details

APN / Parcel Number

Primary APN	`08-80-34-000-000-010.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Basement Area	1,638 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	489,614 sqft (11.2 acres)
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	456 DAVIS RD
City	TROY
State	MO
Zip	63379-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11.24 AC TRACT WITHIN THE MID PT OF US SURVEY 1749
Legal Range	01W
Legal Township	50
Legal Section	34
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2104
Census Tract	810205

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	456 DAVIS RD, TROY, MO 63379-4742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Oct 24, 2018	Warranty Deed, Transfer · Commercial Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018
Deed Sale	Oct 24, 2018
Deed Document Number	2018009601
Deed Book / Page	2428 / 0195
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	456 DAVIS RD, TROY, MO 63379-4742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2443/180
Date	Feb 5, 2020
Book Page	2443/180
Instrument	2020001177

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 24, 2018
Property Address	456 DAVIS RD, TROY, MO 63379-4742
Document Number	2428/0195
Book / Page	2428 / 0195
Instrument Date	Oct 18, 2018
Instrument	2018009601
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2018009602
Date	Oct 24, 2018
Instrument	2018009602

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00 (+10.17%)	$46,522 (+12.35%) Land $4,038 Building $42,484	$244,850 (+12.35%) Land $21,250 Building $223,600
2023	$2,538.00 (+4.36%)	$41,407 Land $3,886 Building $37,521	$217,930 Land $20,450 Building $197,480
2022	$2,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T, Systec Wireless Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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