Matagorda County property record for 456 Commerce St, Palacios, TX 77465
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,163 sqft · built 1909 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $414,960 (Jun 2022) |
| Tax Bill | $8,576 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 3321-0510-001200 |
| Primary APN | 3321-0510-001200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,163 sqft Living Area |
| Gross Area | 5,213 sqft |
| 1st Floor Area | 2,063 sqft |
| Upper Floors Area | 2,100 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3321-0510-001200 |
|---|---|
| Street Address | 456 COMMERCE ST |
| City | PALACIOS |
| State | TX |
| Zip | 77465-5444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALACIOS ORIGINAL TOWNSITE, BLOCK 51, LOT 12-15 |
| Legal Subdivision | CITY OF PALACIOS |
| Legal Block | 51 |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | PALACIOS |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 730600 |
Source: Matagorda County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 442, PALACIOS, TX 77465-0442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on Record |
| Deed Sale | Jun 3, 2022 · Amount on Record |
| Deed Document Number | 20223712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Recording Date | Jun 3, 2022 |
| Property Address | 456 COMMERCE ST, PALACIOS, TX 77465-5444 |
| Document Number | 2022003712 |
| Map Reference | VOL 14 PG 374 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2022-003712 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | NOT AVAILABLE, PATCO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 606, PALACIOS, TX 77465-0606 |
| Name | Verified Name |
|---|---|
| Address | 655 LIVE OAK DR, ADKINS, TX 78101-2703 |
| Document Number | 2022003713 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022-003713 |
| Name | FIRST NATIONAL BANK IN PORT LAVACA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Matagorda County |
| Municipality | Palacios City |
| Unified School District | Palacios Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,576.00 (+75.85%) Homeowner's exemption | $403,345 (-22.25%) | $507,040 (-2.26%) Land $41,560 Building $465,480 |
| 2025 | $4,877.00 (+41.98%) Homeowner's exemption | $518,780 (+81.37%) Land $41,200 Building $477,580 | $518,780 (+81.37%) Land $41,200 Building $477,580 |
| 2023 | $286,030 Land $30,130 Building $255,900 | $286,030 Land $30,130 Building $255,900 | |
| 2022 | $3,435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 58 (1979–2025) |
| Claims Outside the SFHA | 30 of 58 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALACIOS serves 4,700 people · EPA ID TX1610004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
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