Hampden County and West Springfield Town City property record for 456 Cold Spring Ave, Apt 2, West Springfield, MA 01089
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 541 sqft · built 1943 |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Oct 2024) |
| Tax Bill | $1,448 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Refinance Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | C01-12045-62-001 |
| Primary APN | C01-12045-62-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 541 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | C01-12045-62-001 |
|---|---|
| Street Address | 456 COLD SPRING AVE, 2 |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-3798 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 12 |
| Legal Lot Number | 4562 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 812300 |
456 Cold Spring Ave, Apt 2 is owned by an individual who bought it in October 2024.
Source: Hampden County and West Springfield Town City records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 456 COLD SPRING AVE, 1B, WEST SPRINGFIELD, MA 01089-3747 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Sep 9, 2019 | Deed of Trust, Mortgage · Balloon Mortgage UNITED BANK |
| Mar 5, 2019 | Condominium Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | Mar 5, 2019 · Amount on File |
| Deed Book / Page | 25634 / 31 |
| Prior Transfer Date | Feb 21, 2019 |
| Prior Transfer Doc | 022576-101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Oct 31, 2024 |
| Property Address | 456 COLD SPRING AVE APT 2, 2, WEST SPRINGFIELD, MA 01089-3798 |
| Document Number | 0025634-31 |
| Book / Page | 25634 / 31 |
| Instrument Date | Oct 29, 2024 |
| Instrument | 50883 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 456 COLD SPRING AVE APT 1B, 1B, WEST SPRINGFIELD, MA 01089-3747 |
| Document Number | 0000050884 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 50884 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 456 COLD SPRING AVE APT 2, 2, WEST SPRINGFIELD, MA 01089-3798 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 022843-112 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 22843/112 |
| Instrument | 51295 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Mar 5, 2019 |
| Property Address | 456 COLD SPRING AVE APT 2, 2, WEST SPRINGFIELD, MA 01089-3798 |
| Document Number | 22576-101 |
| Book / Page | 022576 / 000101 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 11161 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $258.08 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 FAIRVIEW ST AGAWAM MA 010012118, AGAWAM, MA 01001-2118 |
The 2025 property tax bill for 456 Cold Spring Ave, Apt 2 was $1,448, up 13% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,448.00 (+13.04%) | $97,400 (+12.6%) Building $97,400 | $125,115 |
| 2024 | $1,281.00 (+18.94%) | $86,500 (+24.82%) Building $86,500 | |
| 2023 | $1,077.00 | $69,300 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 456 Cold Spring Ave, Apt 2 in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 456 Cold Spring Ave, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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