San Joaquin County property record for 456 Borges Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,331 sqft · built 2005 |
| Lot Size | 0.244 acres (10,654 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Sep 2017) |
| Tax Bill | $7,844 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-610-110-000 |
| Primary APN | 248-610-110-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,331 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 10,654 sqft (0.244 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 456 BORGES CT |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-7110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-FM PT OF 248-050-28/BORGES ESTATES |
| Legal Subdivision | BORGES ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 5219 |
Source: San Joaquin County assessment roll, APN 248-610-110-000, as of July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 456 BORGES CT, TRACY, CA 95377-7110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 27, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on Record |
| Deed Sale | Sep 27, 2017 · Amount on Record |
| Prior Sale | Oct 23, 2009 · Amount on Record |
| Deed Document Number | 2017-111615 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 456 BORGES CT, TRACY, CA 95377-7110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE OF NORTHE |
| Name | Verified Name |
|---|---|
| Address | 456 BORGES CT, TRACY, CA 95377-7110 |
| Document Number | 0000108167 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020-108167 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 27, 2017 |
| Property Address | 456 BORGES CT, TRACY, CA 95377-7110 |
| Document Number | 0000111615 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 111615 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 456 BORGES CT TRACY CA 953777110, TRACY, CA 95377-7110 |
| Document Number | 111616 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 111616 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
Source: San Joaquin County assessment roll as of July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,844.00 (+5.06%) Homeowner's exemption | $733,895 (+4.04%) Land $220,737 Building $513,158 |
| 2023 | $7,466.00 (+1.86%) Homeowner's exemption | $705,399 Land $212,166 Building $493,233 |
| 2022 | $7,330.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 611 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 600 / 120 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system CA3910011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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