456 Borges Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 456 Borges Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,331 sqft · built 2005
Lot Size0.244 acres (10,654 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (Sep 2017)
Tax Bill$7,844 (2025)
Deeds & MortgagesAug 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN248-610-110-000

Property Details

APN / Parcel Number

Primary APN248-610-110-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,331 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Construction TypeWood
Lot Area10,654 sqft (0.244 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address456 BORGES CT
CityTRACY
StateCA
Zip95377-7110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description05-FM PT OF 248-050-28/BORGES ESTATES
Legal SubdivisionBORGES ESTATES
Legal Lot Number11
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2015
Census Tract5219

Owner

Source: San Joaquin County assessment roll, APN 248-610-110-000, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address456 BORGES CT, TRACY, CA 95377-7110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 27, 2017Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2017 · Amount on Record
Deed SaleSep 27, 2017 · Amount on Record
Prior SaleOct 23, 2009 · Amount on Record
Deed Document Number2017-111615
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address456 BORGES CT, TRACY, CA 95377-7110
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE OF NORTHE

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 BORGES CT, TRACY, CA 95377-7110

Mortgage

Document Number0000108167
DateAug 26, 2020
Instrument2020-108167
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 27, 2017
Property Address456 BORGES CT, TRACY, CA 95377-7110
Document Number0000111615
Instrument DateSep 13, 2017
Instrument111615
Transaction TypeTransfer
Record UpdatedNov 07, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$709.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address456 BORGES CT TRACY CA 953777110, TRACY, CA 95377-7110

Mortgage

Document Number111616
DateSep 27, 2017
Instrument111616
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,844.00 (+5.06%) Homeowner's exemption$733,895 (+4.04%) Land $220,737 Building $513,158
2023$7,466.00 (+1.86%) Homeowner's exemption$705,399 Land $212,166 Building $493,233
2022$7,330.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 611 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
600 / 120
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3910011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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