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456 Arroyo Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 456 Arroyo Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,065 sqft · built 2015
Lot Size0.421 acres (18,345 sqft)
OwnerCompany Name on File
Last Sale$825,000 (Aug 2013)
Tax Bill$17,157 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN256-420-54-00

Property Details

APN / Parcel Number

Primary APN256-420-54-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,065 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area18,345 sqft (0.421 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address456 ARROYO DR
CityENCINITAS
StateCA
Zip92024-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 2 (EX ST) TR PM08202
Legal SubdivisionAUSTIN
Legal Tract8202
Legal Block1
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17603

Owner

Source: San Diego County records · APN 256-420-54-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address456 ARROYO DR, ENCINITAS, CA 92024-2620
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jun 10, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2013 · Amount on Record
Deed SaleAug 06, 2013 · Amount on Record
Deed Document Number2013491837
Last Transfer DateJun 07, 2019
Transfer Doc0000224293
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address456 ARROYO DR, ENCINITAS, CA 92024-2620
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000208498
DateApr 24, 2020
Instrument2020-0208498
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 10, 2019
Property Address456 ARROYO DR, ENCINITAS, CA 92024-2620
Document Number0000224293
Map ReferenceMAP 2174
Instrument DateJun 07, 2019
Instrument2019-0224293
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address456 ARROYO DR, ENCINITAS, CA 92024-2620

Mortgage

Document Number0000224294
DateJun 10, 2019
Instrument2019-0224294
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,562,839 (+2%) Land $873,806 Building $689,033
2025$17,157.00 (+7.02%) Homeowner's exemption$1,532,196 (+4.04%) Land $856,673 Building $675,523
2023$16,031.00 (-0.14%) Homeowner's exemption$1,472,701 Land $823,408 Building $649,293
2022$16,053.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2006, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ting FiberFiber2,000 / 2,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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