456 40th St, Richmond, CA 94805 Property Records

Contra Costa County property record for 456 40th St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 922 sqft · built 1960
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,632 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`517-160-016-5`

Property Details

APN / Parcel Number

Primary APN	`517-160-016-5`
Alternative APN	`517-160-016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
Gross Area	1,124 sqft
1st Floor Area	922 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asbestos
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	202 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	456 40TH ST
City	RICHMOND
State	CA
Zip	94805-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SPAULD RICH PULL TWNST LOT 30 BLK 20
Legal Subdivision	SPAULDING RICHMOND
Legal Block	20
Legal Lot Number	30
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4006
Census Tract	371000

Owner

Source: Contra Costa County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	456 40TH ST, RICHMOND, CA 94805-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Gift Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026
Deed Sale	Sep 4, 2026
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	202693834
Prior Transfer Date	Aug 4, 2026
Prior Transfer Doc	0000093834
Record Updated	Oct 29, 2026

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 4, 2026
Property Address	456 40TH ST, RICHMOND, CA 94805-2220
Document Number	0000093834
Instrument Date	Aug 4, 2026
Instrument	202693834
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 40TH ST, RICHMOND, CA 94805-2220

Mortgage

Document Number	0000093835,
Date	Sep 4, 2026
Instrument	202693835

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	456 40TH ST, RICHMOND, CA 94805-2220
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 40TH ST, RICHMOND, CA 94805-2220

Mortgage

Document Number	0000101286
Date	Sep 29, 2025
Instrument	2025- 101286

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 9, 2022
Property Address	456 40TH ST, RICHMOND, CA 94805-2220
Document Number	0000042619
Map Reference	MB 4 PG 80
Instrument Date	Mar 9, 2022
Instrument	2022-042619
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456-40TH ST, RICHMOND, CA 94805-2220

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,848 (+2%) Land $250,069 Building $118,779
2025	$6,632.00 (+3.35%)	$361,616 (+4.04%) Land $245,166 Building $116,450
2023	$6,417.00 (+2.02%)	$347,576 Land $235,647 Building $111,929
2022	$6,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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