45599 SE Hwy 26, Sandy, OR 97055 Property Records

Clackamas County property record for 45599 SE Hwy 26, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,561 sqft · built 2000
Lot Size	18 acres (786,258 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,741 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25E28A 00100`

Property Details

APN / Parcel Number

Primary APN	`25E28A 00100`
Alternative APN	`00698212`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,561 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	786,258 sqft (18 acres)

Location & Zoning

Account Number	00698212
Street Address	45599 SE HIGHWAY 26
City	SANDY
State	OR
Zip	97055-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFU
Legal Description	SECTION 28 TOWNSHIP 2S RANGE 5E QUARTER A TAX LOT 00100
Legal Range	05E
Legal Township	02S
Legal Section	28
Legal Lot Number	100
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	1
Census Block	1026
Census Tract	24302

Owner

Source: Clackamas County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45599 SE HIGHWAY 26, SANDY, OR 97055-9472
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Construction Mortgage UNION FEDERAL CREDIT UNION
Jul 20, 2022	Intrafamily Transfer, Transfer
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 19, 2022
Transfer Doc	0000041122
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 20, 2026
Property Address	45599 SE HIGHWAY 26, SANDY, OR 97055-9472
Document Number	0000030819
Instrument Date	Jul 14, 2026
Instrument	202630819
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	45599 SE HIGHWAY 26, SANDY, OR 97055-9472
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030819,
Date	Jul 20, 2026
Instrument	202630819

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 20, 2022
Property Address	45599 SE HIGHWAY 26, SANDY, OR 97055-9472
Document Number	0000041122
Instrument Date	Jul 19, 2022
Instrument	2022-041122
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45599 SE HIGHWAY 26, SANDY, OR 97055-9472
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45599 SE HIGHWAY 26, SANDY, OR 97055-9472

Mortgage

Document Number	0000090474
Date	Oct 7, 2021
Instrument	2021-090474

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45599 SE HIGHWAY 26, SANDY, OR 97055-9472
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041368
Date	Apr 22, 2021
Instrument	2021-041368

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45599 SE HIGHWAY 26, SANDY, OR 97055-9472
Document Number	0000025351
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45599 SE HIGHWAY 26 SANDY OR 970559472, SANDY, OR 97055-9472

Mortgage

Document Number	0000025351
Date	Apr 8, 2020
Instrument	25351

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 7, 2040

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,741.00 (+7.49%)	$424,250 (+6.09%)	$618,641 (-29.37%) Land $471,336 Building $479,950
2023	$5,341.00	$399,898	$875,851 Land $431,931 Building $443,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 71% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Astound Broadband.

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