45595 Rathmore Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45595 Rathmore Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,322 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Nov 2017)
Tax Bill	$3,744 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-34-302-077`

Property Details

APN / Parcel Number

Primary APN	`20-08-34-302-077`
Alternative APN	`0834302077`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,322 sqft Living Area
1st Floor Area	926 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45595 RATHMORE DR
City	MACOMB
State	MI
Zip	48044-6324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	WINDEMERE FARMS CONDO MCCP NO. 758 BLDG 16 UNIT 77
Legal Subdivision	WINDEMERE FARMS
Legal Unit	77
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2021
Census Tract	224202

Owner

45595 Rathmore Dr, a condominium, is owned and occupied by two individuals who bought it in November 2017.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45595 RATHMORE DR, MACOMB, MI 48044-6324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA
Nov 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ALLIANCE CATHOLIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Prior Sale	Nov 15, 2007 · Amount on File
Deed Document Number	20177137302
Deed Book / Page	25070 / 428
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 9, 2020
Property Address	45595 RATHMORE DR, MACOMB, MI 48044-6324
Document Number	0000077826
Book / Page	026823 / 000133
Instrument Date	Jun 30, 2020
Instrument	77826
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45595 RATHMORE DR #77 MACOMB MI 480446324, 77, MACOMB, MI 48044-6324

Mortgage

Document Number	85603
Date	Jul 9, 2020
Book Page	026861/000347
Instrument	85603

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 21, 2017
Property Address	45595 RATHMORE DR, MACOMB, MI 48044-6324
Document Number	0000137302
Book / Page	025070 / 000428
Instrument Date	Nov 3, 2017
Instrument	137302
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5409 CLEMENS WARREN MI 48089, WARREN, MI 48089

Mortgage

Document Number	137303
Date	Nov 21, 2017
Book Page	025070/000429
Instrument	137303

Lender

Name	ALLIANCE CATHOLIC CU
Type	Credit Union
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45595 Rathmore Dr was $3,744 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,600	$289,200
2025	$3,744.00
2023		$107,600	$215,200
2022	$3,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45595 Rathmore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45595 Rathmore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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