Lorain County property record for 45590 Telegraph Rd, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 3,269 sqft Living Area |
| Lot Size | 50,094 sqft (1.15 acres) |
| Garage | Attached, 1,156 sqft |
| Last Sale | $225,300 (2003) |
| Tax Bill | $6,419.00 (2025) |
| Primary APN | 05-00-048-000-062 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,269 sqft Living Area |
| Gross Area | 4,425 sqft Gross Area |
| 1st Floor | 1,875 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 50,094 sqft (1.15 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,156 sqft Garage |
| Deck Area | 554 sqft Deck |
|---|---|
| Patio Area | 554 sqft Patio |
| Porch Area | 438 sqft Porch |
| Lean-To | 108 sqft Lean-To |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 45590 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4226 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FROM -018 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 48 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | AMHERST |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 57100 |
Source: Lorain County records · APN 05-00-048-000-062
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45590 STATE ROUTE 113, AMHERST, OH 44001 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L ASSN/LORAIN |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L ASSN/LORAIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2003 · Amount on Record |
| Deed Sale | Oct 14, 2003 · Amount on Record |
| Deed Doc Number | 2003957674 |
| Prior Transfer Date | Oct 09, 2003 |
| Prior Transfer Doc | 0000957674 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 27, 2026 |
| Property Address | 45590 TELEGRAPH RD, ELYRIA, OH 44035-4226 |
| Document Number | 0000097348 |
| Instrument Date | May 21, 2026 |
| Instrument | 202697348 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45590 TELEGRAPH RD, ELYRIA, OH 44035-4226 |
| Document Number | 0000097348, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202697348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 21, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45590 TELEGRAPH RD, ELYRIA, OH 44035-4226 |
| Document Number | 0000762081 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 45590 TELEGRAPH RD ELYRIA OH 440354226, ELYRIA, OH 44035-4226 |
| Document Number | 0000762081 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 762081 |
| Name | FIRST FED'L S&L ASSN/LORAIN |
|---|---|
| Address | LORAIN, OH 44053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 26, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45590 TELEGRAPH RD, ELYRIA, OH 44035-4226 |
| Document Number | 0000762080 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 45590 TELEGRAPH RD ELYRIA OH 440354226, ELYRIA, OH 44035-4226 |
| Document Number | 0000762080 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 762080 |
| Name | FIRST FED'L S&L ASSN/LORAIN |
|---|---|
| Address | LORAIN, OH 44053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,419.00 | $144,550 (+8.37%) Land $20,000 Building $124,550 | $412,990 (+8.37%) Land $57,140 Building $355,850 |
| 2024 | $6,419.00 (-1.05%) | $133,389 (+4.63%) Land $19,999 Building $113,390 | $381,110 (+4.63%) Land $57,140 Building $323,970 |
| 2023 | $6,487.00 (+4.01%) | $127,488 (%) Land $19,135 Building $108,353 | $364,250 (-) Land $54,670 Building $309,580 |
| 2022 | $6,237.00 | $127,490 Land $19,140 Building $108,350 | |
| 2021 | $364,250 Land $54,670 Building $309,580 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 25% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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