Okaloosa County property record for 4559 Scarlet Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1992 |
| Lot Size | 0.283 acres (12,337 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Aug 2026) |
| Tax Bill | $1,473 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-3630-7 |
| Primary APN | C56-000-592-3630-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,596 sqft |
| 1st Floor Area | 1,644 sqft |
| Upper Floors Area | 120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,337 sqft (0.283 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4559 SCARLET DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION OAKS S/D LOT 1 BLK A |
| Legal Range | 23W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Subdivision | PLANTATION OAKS S/D |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20702 |
Source: Okaloosa County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4559 SCARLET DR, CRESTVIEW, FL 32539-6338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 5, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Deed Document Number | 20263831380 |
| Prior Transfer Date | Mar 18, 2025 |
| Prior Transfer Doc | 0003744364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 4559 SCARLET DR, CRESTVIEW, FL 32539-6338 |
| Document Number | 0003831380 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20263831380 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | MOULTON LAND TITLE INC, MOULTON LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222,705.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4559 SCARLET DR, CRESTVIEW, FL 32539-6338 |
| Document Number | 0003831381, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20263831381 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 4559 SCARLET DR, CRESTVIEW, FL 32539-6338 |
| Document Number | 0003831381 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20263831381 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5810 ANTLER WAY, CRESTVIEW, FL 32536-5506 |
| Document Number | 0003831381, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20263831381 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,473.00 (+6.66%) | $178,015 (+5.99%) | $265,143 (-5.2%) Land $47,080 Building $218,063 |
| 2023 | $1,381.00 (+2.68%) Homeowner's exemption | $167,959 (+3%) | $279,683 (+8.42%) Land $40,000 Building $239,683 |
| 2022 | $1,345.00 Homeowner's exemption | $163,067 | $257,955 Land $32,821 Building $225,134 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink.
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