4559 Pratt Rd, Hadley, MI 48440 Property Records

Lapeer County property record for 4559 Pratt Rd, Hadley, MI 48440

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,538 sqft · built 1900
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Mar 2019)
Tax Bill	$1,355 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-105-001-00`

Property Details

APN / Parcel Number

Primary APN	`010-105-001-00`

Interior

Full Baths	1 Bath
Building Area	1,538 sqft Living Area
1st Floor Area	1,078 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	132 ft deep x 77.5 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	4559 PRATT RD
City	HADLEY
State	MI
Zip	48440-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	T6N R9E VILLAGE OF HADLEY THE N 115.50 FT OF LOT 1 AND THE E 16.50 FT OF N 115.50 FT OF LOT 2 BLK 5.
Legal Subdivision	VILLAGE OF HADLEY
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1024
Census Tract	342000

Owner

4559 Pratt Rd is owned and occupied by an individual who bought it in March 2019.

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4559 PRATT RD, METAMORA, MI 48455-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 8, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Mar 8, 2019 · Amount on File
Deed Book / Page	3012 / 73
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4559 PRATT RD, HADLEY, MI 48440-7724
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4559 PRATT RD, HADLEY, MI 48440-7724

Mortgage

Document Number	0032740432
Date	Feb 16, 2022
Book Page	3274/432

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4559 PRATT RD, HADLEY, MI 48440-7724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030980471
Date	Apr 30, 2020
Book Page	3098/471

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 8, 2019
Property Address	4559 PRATT RD, HADLEY, MI 48440-7724
Document Number	0030120073
Book / Page	3012 / 73
Instrument Date	Feb 27, 2019
Instrument	900
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3341 LUDWIG RD, OXFORD, MI 48371-1410

Tax Assessment & Valuation

The 2025 property tax bill for 4559 Pratt Rd was $1,355 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,200 (+12.45%)	$182,400 (+12.45%)
2025	$1,355.00 Homeowner's exemption	$81,100	$162,200
2023		$73,600	$147,200
2022	$1,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4559 Pratt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4559 Pratt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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