Vilas County property record for 4559 Hess Ln, Conover, WI 54519
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,705 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-222 |
| Primary APN | 18-222 |
|---|---|
| Alternative APN |
|
| Lot Area | 125,888 sqft (2.89 acres) |
|---|
| Street Address | 4559 HESS LN |
|---|---|
| City | CONOVER |
| State | WI |
| Zip | 54519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT GOVT LOT 2 CERTIFICATE OF TRT 482049 AFF 482050,482051 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | PHELPS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950201 |
Source: Vilas County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 368, PHELPS, WI 54554-0368 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Dec 21, 2018 | Deed of Trust, Mortgage · ARM ASSOCIATED BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 4559 HESS LN, CONOVER, WI 54519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000618914 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 618914 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 15.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 4559 HESS RD, CONOVER, WI 54519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000559292 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 559292 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Phelps Town |
| Unified School District | Phelps School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,705.00 (+13.89%) Homeowner's exemption | $388,700 (-) Land $230,800 Building $157,900 |
| 2023 | $4,131.00 Homeowner's exemption | $388,700 Land $230,800 Building $157,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| SonicNet Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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