4559 Clover St, Honeoye Falls, NY 14472 Property Records

Monroe County and Mendon Town property record for 4559 Clover St, Honeoye Falls, NY 14472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1923
Lot Size	7.8 acres (339,768 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Oct 2006)
Tax Bill	$7,257 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`263689 221.02-1-2`

Property Details

APN / Parcel Number

Primary APN	`263689 221.02-1-2`
Alternative APNs	`36892210200001002000` `02119000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Game Room	Game Room

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	339,768 sqft (7.8 acres)
Lot Dimensions	1,080 ft deep x 590 ft wide
Garage Type	Detached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02119000000
Street Address	4559 CLOVER ST
City	HONEOYE FALLS
State	NY
Zip	14472-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	00-11-05 WADDINGTON TRACT
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	MONROE NY
Township / Civil Division	MENDON
Census Block Group	3
Census Block	3050
Census Tract	12402

Owner

Source: Monroe County and Mendon Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4559 CLOVER ST, HONEOYE FALLS, NY 14472-9357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2006 · Amount on Record
Deed Sale	Oct 10, 2006 · Amount on Record
Prior Sale	Sep 7, 2006 · Amount on Record
Deed Book / Page	10367 / 684
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	4559 CLOVER ST, HONEOYE FALLS, NY 14472-9357
Transaction Type	Mortgage
Record Updated	Apr 6, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4559 CLOVER ST, HONEOYE FALLS, NY 14472-9357

Mortgage

Document Number	202603393627
Date	Mar 9, 2026
Book Page	31268/320
Instrument	202603393627

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County and Mendon Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Mendon Town
Unified School District	Honeoye Falls-Lima Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,257.00 (+0.5%) Veteran's exemption
2025	$7,221.00 (+192.35%)	$200,000 (-) Land $72,200 Building $127,800	$327,900 (+11.49%) Land $118,372 Building $209,528
2023		$200,000 (-) Land $72,200 Building $127,800	$294,100 (+14.7%) Land $106,170 Building $187,930
2022		$200,000 Land $72,200 Building $127,800	$256,400 Land $92,560 Building $163,840
2021	$2,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20