4558 Hueffmeier Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 4558 Hueffmeier Rd, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,515 sqft · built 2018
Lot Size	6.21 acres (270,508 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,506 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`T172000148`

Property Details

APN / Parcel Number

Primary APN	`T172000148`
Alternative APN	`3-0129-1773-00-0002.1400000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,515 sqft Living Area
Gross Area	7,260 sqft
1st Floor Area	3,080 sqft
Basement Area	3,044 sqft
Finished Basement	2,435 sqft
Unfinished Basement	609 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	270,508 sqft
Garage Type	Attached
Garage Area	1,136 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T172000148
Street Address	4558 HUEFFMEIER RD
City	DEFIANCE
State	MO
Zip	63341-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SUR 1773
Legal Subdivision	U S SURVEY 1773
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2034
Census Tract	312206

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · SBA Mortgage ENTERPRISE BANK & TRUST
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 15, 2017	Deed of Trust, Mortgage · Construction Mortgage THE MISSOURI BANK
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 2, 2019	Deed of Trust, Mortgage · SBA Mortgage REGIONS BANK
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENTERPRISE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 16, 2024
Transfer Doc	0000019607
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006

Mortgage

Document Number	2021R083730
Date	Oct 7, 2021
Instrument	2021R-083730

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 HUEFFMELER RD, DEFIANCE, MO 63341-1006

Mortgage

Document Number	2021R051413
Date	Jun 17, 2021
Instrument	2021R-051413

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006

Mortgage

Document Number	2021R016594
Date	Feb 25, 2021
Instrument	2021R-016594

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068071062
Date	Sep 15, 2017
Book Page	6807/1062
Instrument	20170915000579180

Lender

Name	THE MISSOURI BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 28, 2018

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069671653
Date	Aug 24, 2018
Book Page	6967/1653
Instrument	20180824000486030

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006

Mortgage

Document Number	0070210502
Date	Jan 2, 2019
Book Page	7021/0502
Instrument	20190102000000920

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4558 HUEFFMEIER RD, DEFIANCE, MO 63341-1006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071192210
Date	Aug 7, 2019
Book Page	7119/2210
Instrument	20190807000413850

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,469 (-)	$923,514 (-) Land $86,940 Building $836,574
2025	$10,506.00	$175,469 (+10.41%)	$923,514 (+10.41%) Land $86,940 Building $836,574
2023		$158,927
2022			$836,457 Land $74,520 Building $761,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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