45570 Plum Grove Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45570 Plum Grove Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,384 sqft · built 1980
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Nov 2021)
Tax Bill$5,483 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN20-08-32-451-001

Property Details

APN / Parcel Number

Primary APN20-08-32-451-001
Alternative APN
  • 0832451001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,384 sqft Living Area
1st Floor Area1,384 sqft
Basement Area1,090 sqft
Unfinished Basement1,090 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialBrick
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions143 ft deep x 63 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45570 PLUM GROVE DR
CityMACOMB
StateMI
Zip48044-4514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLUM GROVE VILLAGE SUB NO 2 LOT 569 LIBER: 71 PAGES: 47-51
Legal SubdivisionPLUM GROVE VILLAGE SUB
Legal Lot Number569
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2007
Census Tract224600

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45570 PLUM GROVE DR, MACOMB, MI 48044-4514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · FHA Mortgage
HUNTINGTON NATIONAL BANK
Aug 11, 2023Deed of Trust, Mortgage · FHA Mortgage
THE HUNTINGTON NATIONAL BANK
Sep 20, 2021Deed of Trust, Mortgage · FHA Mortgage
THE HUNTINGTON NATIONAL BANK
Nov 23, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY NATIONAL BANK
Nov 10, 2021Warranty Deed, Transfer
Oct 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Deed Document Number20212269676
Deed Book / Page28190 / 246
Prior Transfer DateSep 27, 2016
Prior Transfer Doc0000115726
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateMay 8, 2026
Property Address45570 PLUM GROVE DR, MACOMB, MI 48044-4514
Document Number0000044962
Book / Page30655 / 228
Instrument DateApr 13, 2026
Instrument202644962
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address45570 PLUM GROVE DR, MACOMB, MI 48044-4514

Mortgage

Document Number0000044962,
DateMay 8, 2026
Book Page30655/228
Instrument202644962
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueSep 1, 2051
Interest
Rate6.11%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45570 PLUM GROVE DR, MACOMB, MI 48044-4514
Transaction TypeMortgage
Record UpdatedSep 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2300068939
DateAug 11, 2023
Book Page29251/911
Instrument202300068939
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueSep 1, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45570 PLUM GROVE DR, MACOMB, MI 48044-4514
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyCISLO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address50727 FAIRCHILD RD, CHESTERFIELD, MI 48051-2472

Mortgage

Document Number2102239583
DateSep 20, 2021
Book Page28020/99
Instrument202102239583
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45570 PLUM GROVE DR, MACOMB, MI 48044-4514
Transaction TypeMortgage
Record UpdatedDec 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2200130042
DateNov 23, 2022
Book Page28912/648
Instrument202200130042
Lender
NameSECRETARY NATIONAL BANK
TypeBank
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueSep 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 10, 2021
Property Address45570 PLUM GROVE DR, MACOMB, MI 48044-4514
Document Number2102269676
Book / Page28190 / 246
Map ReferenceLB 71 PG 47-51
Instrument DateAug 30, 2021
Instrument202102269676
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
Tax$2,137.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45570 PLUM GROVE DR, 45570, MACOMB, MI 48044-4514

Transferred To (Grantee/Buyer)

NameVerified Name
Address45570 PLUM DRIVE, MACOMB, MI 48044

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45570 PLUM GROVE DR, MACOMB, MI 48044-4514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000119925
DateOct 23, 2019
Book Page26282/331
Instrument9119925
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,000 (+2.1%)$292,000 (+2.1%)
2025$5,483.00 (+18.68%) Homeowner's exemption$143,000 (+9.92%)$286,000 (+9.92%)
2023$130,100$260,200
2022$4,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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