4557 Ruby Rd, Fayetteville, NC 28311 Property Records

Cumberland County property record for 4557 Ruby Rd, Fayetteville, NC 28311

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,282 sqft · built 1983
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$119,000 (Apr 2021)
Tax Bill$2,197 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0520-62-9590

Property Details

APN / Parcel Number

Primary APN0520-62-9590
Alternative APN
  • 0520.19629590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,282 sqft Heated Area
1st Floor Area1,282 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTraditional
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions130 ft deep x 87 ft wide
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area36 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4557 RUBY RD
CityFAYETTEVILLE
StateNC
Zip28311-1843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal DescriptionTIFFANY PINES LO:433 SE:08 PL:0052-0056 UN:02
Legal SubdivisionTIFFANY PINES
Legal Block62
Legal Lot Number433
JurisdictionCUMBERLAND NC
Township / Civil DivisionCARVERS CREEK
Census Block Group1
Census Block1006
Census Tract2501

Owner

Source: Cumberland County assessment roll, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4557 RUBY RD, FAYETTEVILLE, NC 28311-1843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 5, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2021 · Amount on Record
Deed SaleApr 23, 2021 · Amount on Record
Prior SaleJul 5, 2019 · Amount on Record
Deed Document Number202118988
Deed Book / Page11101 / 407
Prior Transfer DateOct 9, 2015
Prior Transfer Doc0097370594
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateApr 23, 2021
Property Address4557 RUBY RD, FAYETTEVILLE, NC 28311-1843
Document Number0111010407
Book / Page11101 / 407
Map ReferenceMB 52 PG 56
Instrument DateApr 16, 2021
Instrument18988
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2618 COOPER CREEK RD, 2618, WOODLAWN, TN 37191-9178

Transferred To (Grantee/Buyer)

NameVerified Name
Address4557 RUBY RD, FAYETTEVILLE, NC 28311-1843

Mortgage

Document Number18989
DateApr 23, 2021
Instrument18989
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateJul 5, 2019
Property Address4557 RUBY RD, FAYETTEVILLE, NC 28311-1843
Document Number0105370213
Book / Page010537 / 000213
Instrument DateJun 12, 2019
Instrument20450
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$154.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4557 RUBY RD FAYETTEVILLE NC 283111843, FAYETTEVILLE, NC 28311-1843

Mortgage

Document Number105370217
DateJul 5, 2019
Book Page010537/000217
Instrument20451
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2049

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalityFayetteville City
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,197.00 (+39.67%)$147,042 (+69.59%) Land $30,000 Building $117,042$147,042 (+69.59%) Land $30,000 Building $117,042
2024$1,573.00 (+6.07%)$86,703 (-) Land $12,000 Building $74,703$86,703 (-) Land $12,000 Building $74,703
2023$1,483.00 (+7.93%)$86,703 Land $12,000 Building $74,703$86,703 Land $12,000 Building $74,703
2022$1,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAYETTEVILLE PUBLIC WORKS COMM
serves 226,441 people · EPA ID NC0326010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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