4557 Pine Tree Ct, Westerville, OH 43082 Property Records

Delaware County property record for 4557 Pine Tree Ct, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,085 sqft · built 1999
Lot Size	0.672 acres (29,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$456,000 (Aug 2015)
Tax Bill	$12,364 (2025)
Deeds & Mortgages	May 2024 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`318-411-02-010-000`

Property Details

APN / Parcel Number

Primary APN	`318-411-02-010-000`
Alternative APN	`272851.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,085 sqft Living Area
Gross Area	5,052 sqft
1st Floor Area	1,555 sqft
Upper Floors Area	1,442 sqft
Attic	Attic
Attic Area	88 sqft
Basement Area	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	29,284 sqft (0.672 acres)
Lot Dimensions	220 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	300 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4557 PINE TREE CT
City	WESTERVILLE
State	OH
Zip	43082-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1918 HIGHLAND LAKES SEC 3 PART 2
Legal Subdivision	HIGHLAND LAKES
Legal Lot Number	1918
Jurisdiction	DELAWARE OH
Township / Civil Division	ORANGE
Census Block Group	1
Census Block	1016
Census Tract	11540

Owner

Source: Delaware County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4557 PINE TREE CT, WESTERVILLE, OH 43082-8798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Prior Sale	Jul 2, 1999 · Amount on Record
Deed Document Number	201523603
Deed Book / Page	1370 / 2666
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4557 PINE TREE CT, WESTERVILLE, OH 43082-8798
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008439
Date	May 1, 2024
Book Page	2088/296
Instrument	202400008439

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4557 PINE TREE CT, WESTERVILLE, OH 43082-8798
Document Number	0000019065
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4557 PINE TREE CT WESTERVILLE OH 430828798, WESTERVILLE, OH 43082-8798

Mortgage

Document Number	0000019065
Date	Jun 4, 2020
Book Page	001733/000842
Instrument	19065

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4557 PINE TREE CT, WESTERVILLE, OH 43082-8798
Document Number	0000017202
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	457 PINE TREE CT WESTERVILLE OH 43082, WESTERVILLE, OH 43082

Mortgage

Document Number	0000017202
Date	May 22, 2020
Book Page	001728/002626
Instrument	17202

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Orange Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,364.00 (+1.56%)	$220,780 (-) Land $67,410 Building $153,370	$630,800 (-) Land $192,600 Building $438,200
2024	$12,174.00 (-0.37%) Homeowner's exemption	$220,780 (-) Land $67,410 Building $153,370
2023	$12,219.00 Homeowner's exemption	$220,780 Land $67,410 Building $153,370	$630,800 Land $192,600 Building $438,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline.

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