4557 Ojai Loop, Union City, CA 94587 Property Records

Alameda County property record for 4557 Ojai Loop, Union City, CA 94587 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,681 sqft · built 1984
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$1,110,000 (Apr 2018)
Tax Bill	$16,645 (2025)
Deeds & Mortgages	Mar 2019 Mortgage May 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`543-430-67`

Property Details

APN / Parcel Number

Primary APN	`543-430-67`
Alternative APN	`543-0430-067-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,681 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Architectural Style	Other
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4557 OJAI LOOP
City	UNION CITY
State	CA
Zip	94587-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4649 LOT 183
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1007
Census Tract	441501

Owner

Source: Alameda County records · APN 543-430-67

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
May 31, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 21, 2021	Quit Claim Deed, Transfer FINANCIAL TITLE, FIN TITLE
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 13, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Prior Sale	Jan 21, 2021
Deed Document Number	0000074071
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041769
Date	Mar 07, 2019
Instrument	2019041769

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101841
Date	May 31, 2019
Instrument	2019101841

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 21, 2021
Property Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429
Document Number	0000023824
Instrument Date	Jan 13, 2021
Instrument	23824
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	FINANCIAL TITLE, FIN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4557 OJAI LOOP UNION CITY CA 945875429, UNION CITY, CA 94587-5429

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 21, 2021
Property Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429
Document Number	0000023822
Map Reference	MB 126 PG 8
Instrument Date	Jan 13, 2021
Instrument	2021023822
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429

Mortgage

Document Number	0000023823
Date	Jan 21, 2021
Instrument	2021023823

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 15, 2019
Property Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429
Document Number	0000067440
Instrument Date	Feb 14, 2019
Instrument	67440
Transaction Type	Transfer
Record Updated	May 06, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4557 OJAI LOOP UNION CITY CA 945875429, UNION CITY, CA 94587-5429

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 13, 2018
Property Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429
Document Number	0000074071
Map Reference	MB 126 PG 8
Instrument Date	Mar 29, 2018
Instrument	2018074071
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4557 OJAI LOOP, UNION CITY, CA 94587-5429

Mortgage

Document Number	0000074072
Date	Apr 13, 2018
Instrument	2018074072

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$16,645.00 (+2.8%) Homeowner's exemption	$1,262,968 (+4.04%) Land $378,890 Building $884,078
2023	$16,192.00 Homeowner's exemption	$1,213,928 Land $364,178 Building $849,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060014415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 777 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Robinson Hardware and Software Solutions	Fixed Wireless (unlicensed)	1,000 / 1,000
Tekify	Fixed Wireless (unlicensed)	580 / 125
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Sail Internet Holdings	Fixed Wireless (unlicensed)	200 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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