New Hanover County property record for 4557 Middlesex Rd, Wilmington, NC 28405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,206 sqft · built 1973 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Mar 2016) |
| Tax Bill | $1,234 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R04216-010-016-000 |
| Primary APN | R04216-010-016-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Basement Area | 1,206 sqft |
| Finished Basement | 1,206 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 10,672 sqft (0.245 acres) |
| Terrain | Low |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Utility Building | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 4557 MIDDLESEX RD |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28405-1354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10,RESID |
| Legal Description | 598 SEC 10 KINGS GRANT |
| Legal Subdivision | KINGS GRANT SEC 10 |
| Legal Block | 10 |
| Legal Lot Number | 16 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | HARNETT |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11605 |
4557 Middlesex Rd is owned and occupied by an individual who bought it in March 2016.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4557 MIDDLESEX RD, WILMINGTON, NC 28405-1354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Jan 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STARK FAMILY LIVING TRUST (LT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2016 · Amount on File |
| Deed Sale | Mar 24, 2016 · Amount on File |
| Prior Sale | Mar 9, 2012 · Amount on File |
| Deed Document Number | 20168390 |
| Deed Book / Page | 5957 / 1229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4557 MIDDLESEX RD, WILMINGTON, NC 28405-1354 |
| Document Number | 0062302213 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 4557 MIDDLESEX RD WILMINGTON NC 284051354, WILMINGTON, NC 28405-1354 |
| Document Number | 0062302213 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 006230/002213 |
| Instrument | 21903 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 16, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4557 MIDDLESEX RD, WILMINGTON, NC 28405-1354 |
| Document Number | 0061881088 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4557 MIDDLESEX RD WILMINGTON NC 284051354, WILMINGTON, NC 28405-1354 |
| Document Number | 0061881088 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 006188/001088 |
| Instrument | 389 |
| Name | STARK FAMILY LIVING TRUST (LT) |
|---|---|
| Address | 632 RIPWOOD RD, WILMINGTON, NC 28405-2410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 3, 2029 |
The 2025 property tax bill for 4557 Middlesex Rd was $1,234, up 18.4% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,700 (-) Land $114,400 Building $192,300 | $306,700 (-) Land $114,400 Building $192,300 | |
| 2025 | $1,234.00 (+18.43%) | $306,700 Land $114,400 Building $192,300 | $306,700 Land $114,400 Building $192,300 |
| 2024 | $1,042.00 (+0.58%) | ||
| 2023 | $1,036.00 (-0.86%) | $185,400 Land $63,200 Building $122,200 | $185,400 Land $63,200 Building $122,200 |
| 2022 | $1,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4557 Middlesex Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 7 (1996–2018) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4557 Middlesex Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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