4557 Flat Rock Rd, Iva, SC 29655 Property Records

Anderson County property record for 4557 Flat Rock Rd, Iva, SC 29655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,046 sqft · built 2022
Lot Size	20.1 acres (878,605 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Mar 2022)
Tax Bill	$1,554 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2021 Construction Loan + 11 more
Flood Zone	Zone X (minimal risk)
APN	`184-00-03-009`

Property Details

APN / Parcel Number

Primary APN	`184-00-03-009`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,046 sqft Heated Area
1st Floor Area	2,046 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	878,605 sqft (20.1 acres)

Location & Zoning

Street Address	4557 FLAT ROCK RD
City	IVA
State	SC
Zip	29655-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CP S 2768/10 F000 D000 PP S 1946/1 FLAT ROCK RD 20.17 AC
Legal Subdivision	SURVEY FOR MID TENU INVESTMENTS LLC
Legal Tract	1
Jurisdiction	ANDERSON SC
Township / Civil Division	IVA
Census Block Group	1
Census Block	1017
Census Tract	11701

Owner

Source: Anderson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit SPERO FINANCIAL FCU
Dec 17, 2021	Deed of Trust, Mortgage · Construction Mortgage SPERO FINANCIAL FCU
Mar 8, 2022	Deed, Transfer
Jan 26, 2022	Intrafamily Transfer, Transfer · Construction Mortgage SPERO FINANCIAL FCU
Jul 6, 2021	Deed, Transfer · Conventional Mortgage STERLING FINANCIAL SERVICES GROUP I
Mar 12, 2021	Deed, Transfer · Stand-Alone Second Mortgage AGSOUTH FARM CREDIT ACA
Feb 22, 2021	Deed, Transfer AGSOUTH FARM CREDIT ACA
Feb 26, 2021	Deed, Transfer · Stand-Alone First Mortgage WOLVERINE PROPERTY MANAGEMENT LLC
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage MTC FCU
Mar 29, 2021	Re-recorded Document
Jan 6, 2021	Grant Deed, Transfer NOT AVAILABLE
Dec 16, 2020	Grant Deed, Transfer · Conventional Mortgage MTC FCU
Oct 26, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	20227528
Deed Book / Page	15983 / 227
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	15189/00099
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17308/00065
Date	Apr 12, 2024
Book Page	17308/65
Instrument	240008629

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 1ST AVE, STARR, SC 29684-9048
Investor	Possibly a Property Investor

Mortgage

Document Number	15817/00107
Date	Dec 17, 2021
Book Page	15817/107
Instrument	210043667

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29610

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANDERSON SC
Recording Date	Mar 8, 2022
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	15983/00227
Book / Page	15983 / 227
Instrument Date	Mar 8, 2022
Instrument	220007528
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CLINKSCALES ST, BELTON, SC 29627-2045

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANDERSON SC
Recording Date	Jan 26, 2022
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	15890/00113
Book / Page	15890 / 113
Map Reference	SL 2768 PG 10
Instrument Date	Jan 25, 2022
Instrument	220002419
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 FLAT ROCK RD, IVA, SC 29655-9137

Mortgage

Document Number	0220002420
Date	Jan 26, 2022
Instrument	220002420

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANDERSON SC
Recording Date	Jul 6, 2021
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	15434/00083
Book / Page	15434 / 83
Map Reference	SL S2810 PG 3
Instrument Date	Jul 6, 2021
Instrument	210023371
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$240.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210023372
Date	Jul 6, 2021
Instrument	210023372

Lender

Name	STERLING FINANCIAL SERVICES GROUP I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANDERSON SC
Recording Date	Mar 12, 2021
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	15149/00118
Book / Page	15149 / 118
Map Reference	SL 52768 PG 10
Instrument Date	Mar 11, 2021
Instrument	210008343
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WHITE OAK DR, ANDERSON, SC 29621-4457
Investor	Possibly a Property Investor

Mortgage

Document Number	0210008345
Date	Mar 12, 2021
Instrument	210008345

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANDERSON SC
Recording Date	Feb 22, 2021
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	15106/00236
Book / Page	15106 / 236
Map Reference	SL 2762 PG 1
Instrument Date	Feb 19, 2021
Instrument	210006015
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 1ST AVE, STARR, SC 29684-9048
Investor	Possibly a Property Investor

Mortgage

Document Number	15106/00241
Date	Feb 22, 2021
Book Page	15106/241
Instrument	210006016

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	ANDERSON, SC 29622

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANDERSON SC
Recording Date	Feb 26, 2021
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	15118/00196
Book / Page	15118 / 196
Map Reference	SL S2763 PG 8
Instrument Date	Feb 18, 2021
Instrument	210006713
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25145 PANTHER BEND CT UNIT 802, 802, THE WOODLANDS, TX 77380-3785

Mortgage

Document Number	0210006714
Date	Feb 26, 2021
Instrument	210006714

Lender

Name	WOLVERINE PROPERTY MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON SC
Recording Date	Feb 8, 2021
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	15077/00061
Book / Page	15077 / 61
Map Reference	MB 2756 PG 1
Instrument Date	Jan 28, 2021
Instrument	210004441
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 N MCDUFFIE ST, ANDERSON, SC 29621-5528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 N WARWICK RD, GREENVILLE, SC 29617-6163

Mortgage

Document Number	15087/00249
Date	Feb 11, 2021
Book Page	15087/249
Instrument	210004994

Lender

Name	MTC FCU
Type	Credit Union
Address	GREENVILLE, SC 29602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2036

March 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ANDERSON SC
Recording Date	Mar 29, 2021
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	15189/00099
Book / Page	15189 / 99
Map Reference	MB 2756 PG 10
Instrument Date	Jan 28, 2021
Instrument	210010442
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 N MCDUFFIE ST, ANDERSON, SC 29621-5528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 N WARWICK RD, GREENVILLE, SC 29617-6163

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANDERSON SC
Recording Date	Jan 6, 2021
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	1501000024
Book / Page	015010 / 000024
Instrument Date	Dec 22, 2020
Instrument	590
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 LONE EAGLE WAY IVA SC 296557991, IVA, SC 29655-7991

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANDERSON SC
Recording Date	Dec 16, 2020
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	1496500085
Book / Page	014965 / 000085
Instrument Date	Dec 10, 2020
Instrument	36114
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FOREST LN WILLIAMSTON SC 296979564, WILLIAMSTON, SC 29697-9564

Mortgage

Document Number	1496500090
Date	Dec 16, 2020
Book Page	014965/000090
Instrument	36116

Lender

Name	MTC FCU
Type	Credit Union
Address	GREENVILLE, SC 29602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANDERSON SC
Recording Date	Oct 26, 2020
Property Address	4557 FLAT ROCK RD, IVA, SC 29655-9137
Document Number	1485300085
Book / Page	014853 / 000085
Instrument Date	Oct 21, 2020
Instrument	30065
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 CLAUDINE DR ANDERSON SC 296243711, ANDERSON, SC 29624-3711

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Anderson County
Unified School District	Anderson School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,554.00 (+0.78%)	$10,410 (-) Land $240 Building $10,170
2024	$1,542.00 (-76.5%)	$10,410 (-44.86%) Land $240 Building $10,170	$314,640 (-)
2023	$6,563.00 (+435.32%)	$18,880 (+5,8%) Land $3,620 Building $15,260	$314,640 (+421.7%)
2022	$1,226.00	$320 Land $320
2021			$60,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Flat Rock Rd

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