4557 Elm St, Riverside, CA 92505 Property Records

Riverside County property record for 4557 Elm St, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2018)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141-240-012`

Property Details

APN / Parcel Number

Primary APN	`141-240-012`
Alternative APN	`062901035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	960 sqft Living Area
Gross Area	1,320 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	062901035
Street Address	4557 ELM ST
City	RIVERSIDE
State	CA
Zip	92505-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.20 ACRES M/L IN POR LOT 32 AM 001/024 ASSESSORS MAP 20
Legal Subdivision	ASSESSORS MAP 20
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3000
Census Tract	40902

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4557 ELM ST, RIVERSIDE, CA 92505-3718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 10, 2018	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Dec 20, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Deed Document Number	2018184044
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4557 ELM ST, RIVERSIDE, CA 92505-3718
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 ELM ST, RIVERSIDE, CA 92505-3718

Mortgage

Document Number	0000417775
Date	Oct 5, 2022
Instrument	2022-0417775

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2052

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 10, 2018
Property Address	4557 ELM ST, RIVERSIDE, CA 92505-3718
Document Number	0000184044
Instrument Date	Mar 23, 2018
Instrument	184044
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4557 ELM ST RIVERSIDE CA 925053718, RIVERSIDE, CA 92505-3718

Mortgage

Document Number	184047
Date	May 10, 2018
Instrument	184047

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	184046,
Date	May 10, 2018
Instrument	184046

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 20, 2017
Property Address	4557 ELM ST, RIVERSIDE, CA 92505-3718
Document Number	0000533116
Instrument Date	Nov 30, 2017
Instrument	533116
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	730 EL CAMINO WAY TUSTIN CA 927807733, TUSTIN, CA 92780-7733

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,182 (+2%) Land $92,843 Building $284,339
2025	$4,486.00 (+4.98%) Homeowner's exemption	$369,787 (+4.04%) Land $91,023 Building $278,764
2023	$4,273.00 (+6.48%) Homeowner's exemption	$355,431 Land $87,490 Building $267,941
2022	$4,013.00
2021			$415,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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