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4557 Elbow Lake Rd, Iron, MN 55751 Property Records

St. Louis County property record for 4557 Elbow Lake Rd, Iron, MN 55751

Property Summary

Property TypeGeneral Agricultural/Rural
Details4 bd · 2 ba · 1,137 sqft · built 1978
Lot Size10.6 acres (464,350 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Sep 2008)
Tax Bill$1,308 (2026)
Deeds & MortgagesOct 2020 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN295-0013-00174

Property Details

APN / Parcel Number

Primary APN295-0013-00174
Alternative APN
  • 1098951

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,137 sqft Gross Area
1st Floor Area1,137 sqft
Basement Area853 sqft
Finished Basement853 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeFrame
Lot Area464,350 sqft (10.6 acres)
Garage Area576 sqft

Exterior Amenities

Deck Area120 sqft
Storage Building64 sqft
Pole Barn1,248 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1098951
Street Address4557 ELBOW LAKE RD
CityIRON
StateMN
Zip55751-8215
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeFAM
Legal DescriptionN 380 FT OF S 480 FT OF NE1/4 OF SE1/4EX E 67 FT & EX PART LYING S & E OFTWO RIVERS SERIAL #
Legal Range18W
Legal Township57N
Legal Section04
Legal SubdivisionCLINTON TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionCLINTON
Census Block Group1
Census Block1007
Census Tract13400

Owner

4557 Elbow Lake Rd, an agricultural property, is owned and occupied by an individual who acquired it in April 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address4557 ELBOW LAKE RD, IRON, MN 55751-8215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Quit Claim Deed, Transfer
SERVION INC
Aug 1, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2008 · Amount on File
Deed SaleSep 3, 2008 · Amount on File
Deed Document Number20081089870
Last Transfer DateApr 9, 2020
Transfer Doc0001394674
Record UpdatedSep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateOct 30, 2020
Property Address4557 ELBOW LAKE RD, IRON, MN 55751-8215
Document Number00A1394674
Instrument DateApr 9, 2020
InstrumentA1394674
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanySERVION TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4557 ELBOW LAKE RD IRON MN 557518215, IRON, MN 55751-8215

Mortgage

Document NumberA1394675
DateOct 30, 2020
InstrumentA1394675
Lender
NameSERVION INC
AddressNEW BRIGHTON, MN 55112
Agreement
AmountAmount on Record
Term360 Months
DueOct 29, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateAug 1, 2018
Property Address4557 ELBOW LAKE RD, IRON, MN 55751-8215
Document Number00A1337637
Instrument DateJun 28, 2018
InstrumentA1337637
Transaction TypeTransfer
Record UpdatedAug 15, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4557 ELBOW LAKE RD IRON MN 557518215, IRON, MN 55751-8215

Tax Assessment & Valuation

The 2026 property tax bill for 4557 Elbow Lake Rd was $1,308 with a homeowner's exemption, up 10.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionClinton Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,308.00 (+10.85%) Homeowner's exemption
2025$1,180.00 (-20.16%) Homeowner's exemption$239,000 (-1.4%) Land $45,800 Building $193,200$239,000 (-1.4%) Land $45,800 Building $193,200
2024$1,478.00$242,400 Land $45,800 Building $196,600$242,400 Land $45,800 Building $196,600
2022$211,400 Land $38,400 Building $173,000$211,400 Land $38,400 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4557 Elbow Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4557 Elbow Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Mediacom Xtream
Fixed Wireless		100 / 20

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