4557 Eden Bay Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4557 Eden Bay Dr, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,320 sqft · built 2008
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Feb 2012)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142311-0020`

Property Details

APN / Parcel Number

Primary APN	`142311-0020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,320 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	480 sqft
Deck Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4557 EDEN BAY DR
City	SAINT AUGUSTINE
State	FL
Zip	32084-0619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	67/23-25 ASLAN BEACH HOUSE LOT 2 OR3525/1718
Legal Range	30E
Legal Township	06S
Legal Section	20
Legal Subdivision	ASLAN BEACH HOUSE
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1017
Census Tract	20604

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4557 EDEN BAY DR, SAINT AUGUSTINE, FL 32084-0619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATSON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2012 · Amount on Record
Deed Sale	Feb 14, 2012 · Amount on Record
Deed Document Number	20128419
Deed Book / Page	3525 / 1718
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 15, 2026
Property Address	4557 EDEN BAY DR, SAINT AUGUSTINE, FL 32084-0619
Document Number	0000060370
Book / Page	6401 / 1220
Instrument Date	Jul 9, 2026
Instrument	202660370
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 EDEN BAY DR, SAINT AUGUSTINE, FL 32084-0619

Mortgage

Document Number	0000060370,
Date	Jul 15, 2026
Book Page	6401/1220
Instrument	202660370

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4557 EDEN BAY DR, SAINT AUGUSTINE, FL 32084-0619
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 EDEN BAY DR, ST AUGUSTINE, FL 32084-0619

Mortgage

Document Number	0053091811
Date	Jul 6, 2021
Book Page	5309/1811
Instrument	2021074502

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,199 (+2.7%)	$942,335 (-7.38%) Land $200,000 Building $742,335
2025	$5,356.00 (+12.1%) Homeowner's exemption	$410,126 (+2.9%)	$1,017,431 (+2.31%) Land $200,000 Building $817,431
2024	$4,778.00 (+1.96%) Homeowner's exemption	$398,568 (+3%)	$994,422 (-2.82%) Land $200,000 Building $794,422
2023	$4,686.00 (+2.76%) Homeowner's exemption	$386,959 (+3%)	$1,023,323 (+32.5%) Land $200,000 Building $823,323
2022	$4,560.00 Homeowner's exemption	$375,688	$772,292 Land $151,200 Building $621,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 397 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	685 units insured incl. 288 condo units
Nearby Flood Claims	25 (2016–2025)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: PONCE DE LEON GRID private · serves 2,303 people · EPA ID FL2554334
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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