Loudoun County property record for 45567 Reading Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,157 sqft · built 1998 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Feb 2022) |
| Tax Bill | $4,348 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-16-6449-000 |
| Primary APN | 031-16-6449-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,157 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 577 sqft |
| Finished Basement | 577 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Deck Area | Deck Area |
| Patio Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45567 READING TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-3049 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | DOMINION STATION SEC 18 LOT 361 2002--236 1636--1195 |
| Legal Subdivision | DOMINION STATION |
| Legal Block | 1 |
| Legal Lot Number | 361 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 611601 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45567 READING TER, STERLING, VA 20166-3049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION |
| Jun 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Dec 17, 1998 · Amount on Record |
| Deed Document Number | 20229541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 15, 2022 |
| Property Address | 45567 READING TER, STERLING, VA 20166-3049 |
| Document Number | 0000009541 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 202202150009541 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45567 READING TER, STERLING, VA 20166-3049 |
| Document Number | 0000009542 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 202202150009542 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45567 READING TER, STERLING, VA 20166-3049 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000069250 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 202106230069250 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,348.00 (-1.98%) | $540,200 (-1.98%) Land $178,500 Building $361,700 | $540,200 (-1.98%) Land $178,500 Building $361,700 |
| 2025 | $4,436.00 (+5.67%) | $551,090 (+14.85%) Land $178,500 Building $372,590 | $551,090 (+14.85%) Land $178,500 Building $372,590 |
| 2023 | $4,198.00 | $479,850 Land $168,500 Building $311,350 | $479,850 Land $168,500 Building $311,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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