45566 Lakeside Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 45566 Lakeside Dr, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,140 sqft · built 1977
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$820,000 (Nov 2024)
Tax Bill$6,173 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028-36-0142-000

Property Details

APN / Parcel Number

Primary APN028-36-0142-000
Alternative APN
  • 63 A 2 12

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,140 sqft Living Area
1st Floor Area1,159 sqft
Basement Area981 sqft
Finished Basement981 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Architectural StyleSplit Foyer
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Garage TypeBasement
Garage Area240 sqft

Exterior Amenities

Deck AreaDeck Area
Patio Area180 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address45566 LAKESIDE DR
CitySTERLING
StateVA
Zip20165-2520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR1
Legal DescriptionBROAD RUN FARMS SEC.2 LOT 12 201011010068809
Legal SubdivisionBROAD RUN FARM
Legal Block2
Legal Lot Number12
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2001
Census Tract611101

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45566 LAKESIDE DR, STERLING, VA 20165-2520
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 29, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2024 · Amount on Record
Deed SaleNov 27, 2024 · Amount on Record
Prior SaleMar 29, 2021 · Amount on Record
Deed Document Number202451479
Prior Transfer DateMay 7, 2010
Prior Transfer Doc0000056864
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45566 LAKESIDE DR, STERLING, VA 20165-2520
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047120
DateAug 16, 2022
Instrument202208160047120
Lender
NameTHE HUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMar 29, 2021
Property Address45566 LAKESIDE DR, STERLING, VA 20165-2520
Document Number202103290037002
Instrument DateMar 26, 2021
Instrument202103290037002
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyNEW WORLD TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45574 LAKESIDE DR, STERLING, VA 20165-2520

Mortgage

Document Number202103290037003
DateMar 29, 2021
Instrument202103290037003
Lender
NameEMBRACE HOME LOANS INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,173.00 (+22.33%)$766,840 (+32.97%) Land $367,000 Building $399,840$766,840 (+32.97%) Land $367,000 Building $399,840
2023$5,046.00$576,710 Land $280,500 Building $296,210$576,710 Land $280,500 Building $296,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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