45565 Coldbrook Ln, La Quinta, CA 92253 Property Records

Riverside County property record for 45565 Coldbrook Ln, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2017)
Tax Bill	$6,152 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`604-433-006`

Property Details

APN / Parcel Number

Primary APN	`604-433-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45565 COLDBROOK LN
City	LA QUINTA
State	CA
Zip	92253-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112M
Legal Description	.17 ACRES IN LOT 63 MB 284/081 TR 23995-8
Legal Subdivision	TRACT NO 23995 8
Legal Tract	23995-8
Legal Lot Number	63
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2008
Census Tract	45235

Owner

45565 Coldbrook Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45565 COLDBROOK LN, LA QUINTA, CA 92253-4183
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Aug 15, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Oct 31, 2011 · Amount on File
Deed Document Number	2017336687
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45565 COLDBROOK LN, LA QUINTA, CA 92253-4183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45565 COLDBROOK LN, LA QUINTA, CA 92253-4183

Mortgage

Document Number	0000535235
Date	Nov 2, 2020
Instrument	2020-0535235

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 15, 2017
Property Address	45565 COLDBROOK LN, LA QUINTA, CA 92253-4183
Document Number	0000336687
Instrument Date	Jul 13, 2017
Instrument	336687
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45565 COLDBROOK LN LA QUINTA CA 922534183, LA QUINTA, CA 92253-4183

Mortgage

Document Number	336688
Date	Aug 15, 2017
Instrument	336688

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45565 Coldbrook Ln was $6,152 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,619 (+2%) Land $113,149 Building $339,470
2025	$6,152.00 Homeowner's exemption	$443,745 Land $110,931 Building $332,814
2023	$5,831.00 (+3.22%) Homeowner's exemption	$426,516 Land $106,624 Building $319,892
2022	$5,649.00
2021			$491,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45565 Coldbrook Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45565 Coldbrook Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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