Riverside County property record for 45562 Ponderosa Ct, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.75 ba · 3,428 sqft · built 2004 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $990,000 (Aug 2023) |
| Tax Bill | $14,211 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 961-301-005 |
| Primary APN | 961-301-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,428 sqft Living Area |
| Gross Area | 4,259 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45562 PONDEROSA CT |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .20 ACRES M/L IN LOT 31 MB 351/089 TR 29798-2 |
| Legal Subdivision | TRACT NO. 297982 |
| Legal Tract | 29798-2 |
| Legal Lot Number | 31 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 43208 |
45562 Ponderosa Ct is owner-occupied and held in a trust since August 2023.
Source: Riverside County records, as of August 3, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION |
| Mar 2, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 2, 2026 | Intrafamily Transfer, Transfer |
| Aug 18, 2023 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| May 5, 2022 | Intrafamily Transfer, Transfer |
| Jun 5, 2017 | Grant Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on File |
| Deed Sale | Aug 18, 2023 · Amount on File |
| Prior Sale | Jun 5, 2017 · Amount on File |
| Deed Document Number | 2023244840 |
| Prior Transfer Date | Apr 19, 2022 |
| Prior Transfer Doc | 0000210962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 24, 2026 |
| Property Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Number | 0000124448 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026124448 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Number | 0000124448, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026124448 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 2, 2026 |
| Property Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Number | 0000061983 |
| Map Reference | MB 351 PG 89-94 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026-0061983 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 2, 2026 |
| Property Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Number | 0000061984 |
| Map Reference | MB 351 PG 89-94 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026-0061984 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 18, 2023 |
| Property Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Number | 0000244840 |
| Map Reference | MB 351 PG 89-94 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023-0244840 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 5, 2022 |
| Property Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Number | 0000210962 |
| Map Reference | MB 351 PG 89-94 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022-0210962 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 5, 2017 |
| Property Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Number | 0000224284 |
| Map Reference | MB 351 PG 89-94 |
| Instrument Date | May 2, 2017 |
| Instrument | 2017-0224284 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | TIT1E365 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45562 PONDEROSA CT, TEMECULA, CA 92592-2829 |
| Document Number | , 2017-0224285 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 2017-0224285 |
| Type | Funding / Finance Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Number | 0000224286 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 2017-0224286 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 45562 Ponderosa Ct was $14,211, up 1.2% from the year before.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,029,994 (+2%) Land $309,000 Building $720,994 | ||
| 2025 | $14,211.00 (+1.24%) Homeowner's exemption | $1,009,799 Land $302,942 Building $706,857 | |
| 2024 | $14,037.00 (+37.03%) | ||
| 2023 | $10,244.00 (+1.1%) | $638,072 Land $191,420 Building $446,652 | |
| 2022 | $10,133.00 | ||
| 2021 | $690,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45562 Ponderosa Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45562 Ponderosa Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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