4556 Nebo Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4556 Nebo Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1947
Lot Size	0.147 acres (6,407 sqft)
Owner	Individual Name on File
Tax Bill	$1,766 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage May 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`470-640-01-00`

Property Details

APN / Parcel Number

Primary APN	`470-640-01-00`
Alternative APN	`4945900100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Block
Construction Type	Frame
Lot Area	6,407 sqft (0.147 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	4945900100
Street Address	4556 NEBO DR
City	LA MESA
State	CA
Zip	91941-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 1 LOT 1 BLK U TR 001141
Legal Subdivision	LOOKOUT PARK
Legal Tract	001141
Legal Block	1,U
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1016
Census Tract	14602

Owner

4556 Nebo Dr is owned and occupied by an individual.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4556 NEBO DR, LA MESA, CA 91941-5203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
May 6, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4556 NEBO DR, LA MESA, CA 91941-5203
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4556 NEBO DR, LA MESA, CA 91941-5203

Mortgage

Document Number	0000856438
Date	Dec 21, 2021
Instrument	2021-0856438

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	870 Months
Due	Jun 15, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.7%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4556 NEBO DR, LA MESA, CA 91941-5203
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231125
Date	May 6, 2020
Instrument	2020-0231125

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4556 NEBO DR, LA MESA, CA 91941-5203
Document Number	0000231126
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4556 NEBO DR LA MESA CA 919415203, LA MESA, CA 91941-5203

Mortgage

Document Number	0000231126
Date	May 6, 2020
Instrument	231126

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.82%

Tax Assessment & Valuation

The 2025 property tax bill for 4556 Nebo Dr was $1,766 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$127,016 (+2%) Land $80,835 Building $46,181
2025	$1,766.00 Homeowner's exemption	$124,526 Land $79,250 Building $45,276
2023	$1,649.00 (+2.11%) Homeowner's exemption	$119,693 Land $76,174 Building $43,519
2022	$1,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4556 Nebo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4556 Nebo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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