Wayne County property record for 4556 Charles St, Hamtramck, MI 48212
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 998 sqft · built 1924 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,000 (Apr 2022) |
| Tax Bill | $11 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13006841 |
| Primary APN | 13006841 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 998 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 154 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4556 CHARLES ST |
|---|---|
| City | HAMTRAMCK |
| State | MI |
| Zip | 48212-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | S CHARLES 57 PULASKI PARK L29 P66 PLATS, W C R 13/215 30 X 100 |
| Legal Subdivision | PULASKI PARK |
| Legal Block | 506 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DETROIT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 510600 |
4556 Charles St is owned and occupied by two individuals who bought it in April 2022.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4556 CHARLES ST, HAMTRAMCK, MI 48212-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Apr 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 28, 2022 | Warranty Deed, Transfer NOT AVAILABLE, REAL ESTATE TITLE AGENCY LLC |
| May 9, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on File |
| Deed Sale | Apr 28, 2022 · Amount on File |
| Prior Sale | May 9, 2019 · Amount on File |
| Deed Document Number | 2022171361 |
| Deed Book / Page | 57598 / 254 |
| Prior Transfer Date | Apr 8, 2022 |
| Prior Transfer Doc | 0575700156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4556 CHARLES ST, DETROIT, MI 48212-2422 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 4556 CHARLES ST, DETROIT, MI 48212-2422 |
| Document Number | 0561670944 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 56167/944 |
| Instrument | 2020310976 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 18, 2022 |
| Property Address | 4556 CHARLES ST, DETROIT, MI 48212-2422 |
| Document Number | 0575700156 |
| Book / Page | 57570 / 156 |
| Map Reference | LB 29 PG 66 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022155041 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3942 BELMONT ST, 3942, HAMTRAMCK, MI 48212-3366 |
| Name | Verified Name |
|---|---|
| Address | 4556 CHARLES ST, DETROIT, MI 48212-2422 |
| Document Number | 0057570142 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 57570/142 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 28, 2022 |
| Property Address | 4556 CHARLES ST, DETROIT, MI 48212-2422 |
| Document Number | 0575980254 |
| Book / Page | 57598 / 254 |
| Map Reference | LB 29 PG 66 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022171361 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | NOT AVAILABLE, REAL ESTATE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,027.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1431 WASHINGTON BLVD APT 1710, 1431, DETROIT, MI 48226-1725 |
| Name | Verified Name |
|---|---|
| Address | 3942 BELMONT ST, HAMTRAMCK, MI 48212-3366 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 9, 2019 |
| Property Address | 4556 CHARLES ST, DETROIT, MI 48212-2422 |
| Document Number | 0550380935 |
| Book / Page | 055038 / 000935 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 163613 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $657.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4556 CHARLES ST DETROIT MI 482122422, DETROIT, MI 48212-2422 |
| Document Number | 550380936 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 055038/000936 |
| Instrument | 163614 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2049 |
| Document Number | 550380945, |
|---|---|
| Date | May 9, 2019 |
| Book Page | 055038/000945 |
| Instrument | 163615 |
| Name | MICHIGAN ST HSNG DEV AUTH |
|---|---|
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 4556 Charles St was $11 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Detroit City |
| Unified School District | Detroit Public Schools Community District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,200 (-) | $2,400 (-) | |
| 2025 | $11.00 Homeowner's exemption | $1,200 | $2,400 |
| 2023 | $300 | $600 | |
| 2020 | $1,118.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4556 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4556 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DETROIT serves 633,218 people · EPA ID MI0001800 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 938 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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