Macomb County property record for 45558 Pentwater Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,248 sqft · built 2016 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,400 (Jul 2018) |
| Tax Bill | $6,600 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2020 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-331-012 |
| Primary APN | 20-08-33-331-012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,248 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,220 sqft |
| Unfinished Basement | 1,220 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 121 ft deep x 90 ft wide |
| Garage Area | 785 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45558 PENTWATER DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TWIN RIVER SUB NO. 1 LOT 22 LIBER : 157 PGS : 46-54 |
| Legal Subdivision | TWIN RIVER SUB |
| Legal Lot Number | 22 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 224201 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45558 PENTWATER DR, MACOMB, MI 48044-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Line of Credit PAC FEDERAL CU |
| Apr 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PAC FEDERAL CU |
| Apr 23, 2021 | · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jul 25, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PAC FEDERAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on Record |
| Deed Sale | Jul 25, 2018 · Amount on Record |
| Prior Sale | May 3, 2007 · Amount on Record |
| Deed Document Number | 20188083646 |
| Deed Book / Page | 25486 / 361 |
| Last Transfer Date | Mar 25, 2021 |
| Transfer Doc | 0002164605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45558 PENTWATER DR, MACOMB, MI 48044-4237 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45558 PENTWATER DR, MACOMB, MI 48044-4237 |
| Document Number | 2300100232 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 29395/742 |
| Instrument | 202300100232 |
| Name | PAC FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45558 PENTWATER DR, MACOMB, MI 48044-4237 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000047851 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 26647/762 |
| Instrument | 2047851 |
| Name | PAC FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48083 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 4, 2040 |
| Jurisdiction | MACOMB MI |
|---|---|
| Recording Date | Apr 23, 2021 |
| Property Address | 45558 PENTWATER DR, MACOMB, MI 48044-4237 |
| Document Number | 2102164605 |
| Book / Page | 27612 / 78 |
| Map Reference | LB 157 PG 46-54 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 202102164605 |
| Record Updated | Aug 12, 2022 |
| Title Company | SERVICE ONE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45558 PENTWATER DR, MACOMB, MI 48044-4237 |
| Document Number | 2102164606 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 27612/80 |
| Instrument | 202102164606 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 25, 2018 |
| Property Address | 45558 PENTWATER DR, MACOMB, MI 48044-4237 |
| Document Number | 0000083646 |
| Book / Page | 25486 / 361 |
| Map Reference | LB 157 PG 46-54 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 8083646 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CENTURY TITLE AGENCY SERVICE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,902.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4751 LOCKWOOD DR, 4751, WASHINGTON, MI 48094-2628 |
| Name | Verified Name |
|---|---|
| Address | 45558 PENTWATER DR, MACOMB, MI 48044-4237 |
| Document Number | 0000083689 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 8083689 |
| Name | PAC FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2028 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,100 (+19.56%) | $528,200 (+19.56%) | |
| 2025 | $6,600.00 (+13.13%) | ||
| 2023 | $220,900 | $441,800 | |
| 2022 | $5,834.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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