45554 Mallard Point Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 45554 Mallard Point Ter, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 2,026 sqft · built 2004
Lot Size0.06 acres (2,613 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Aug 2021)
Tax Bill$4,464 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028-36-5457-000

Property Details

APN / Parcel Number

Primary APN028-36-5457-000
Alternative APN
  • 63 F 1 79

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area2,026 sqft Living Area
1st Floor Area640 sqft
Basement Area490 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,613 sqft (0.06 acres)
Garage TypeBasement
Garage Area260 sqft
PorchCovered Stoop
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45554 MALLARD POINT TER
CitySTERLING
StateVA
Zip20165-6575
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionJEFFERSON VILLAGE TOWNHOUSES SEC.2 LOT 79 200708020057463 PC F-441-8
Legal SubdivisionJEFFERSON VILLAGE
Legal Block2
Legal Lot Number79
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2004
Census Tract611101

Owner

45554 Mallard Point Ter, a townhouse, is owned and occupied by two individuals who bought it in August 2021.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address45554 MALLARD POINT TER, STERLING, VA 20165-6575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2021 · Amount on File
Deed SaleAug 16, 2021 · Amount on File
Prior SaleAug 2, 2007 · Amount on File
Deed Document Number202186819
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateAug 16, 2021
Property Address45554 MALLARD POINT TER, STERLING, VA 20165-6575
Document Number202108160086819
Instrument DateAug 13, 2021
Instrument202108160086819
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanySTRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATIONAL TITLE GRP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45554 MALLARD POINT TER, STERLING, VA 20165-6575

Mortgage

Document Number202108160086820
DateAug 16, 2021
Instrument202108160086820
Lender
NameFIDELITY DIRECT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45554 Mallard Point Ter was $4,464.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,464.00$554,630 Land $178,500 Building $376,130$554,630 Land $178,500 Building $376,130
2023$4,311.00$492,780 Land $178,500 Building $314,280$492,780 Land $178,500 Building $314,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45554 Mallard Point Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45554 Mallard Point Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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