4555 Townline Rd, Loretto, MN 55357 Property Records

Hennepin County property record for 4555 Townline Rd, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 3,122 sqft · built 1999
Lot Size	8.06 acres (351,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Jun 2022)
Tax Bill	$9,335 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-118-24-11-0005`

Property Details

APN / Parcel Number

Primary APN	`01-118-24-11-0005`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,122 sqft Living Area
Gross Area	4,796 sqft
1st Floor Area	2,348 sqft
2nd Floor Area	648 sqft
Basement Area	440 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	351,094 sqft
Lot Dimensions	292 ft deep x 749 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	1,234 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	4555 TOWNLINE RD
City	LORETTO
State	MN
Zip	55357-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 001 A EAGLE RIDGE ESTATES E 749X292X859X607
Legal Range	24
Legal Township	118
Legal Section	01
Legal Quarter	11
Legal Subdivision	EAGLE RIDGE ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3000
Census Tract	27002

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4555 TOWNLINE RD, LORETTO, MN 55357-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC
May 2, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	202211120748
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 21, 2022
Property Address	4555 TOWNLINE RD, LORETTO, MN 55357-4510
Document Number	0A11120748
Instrument Date	Jun 15, 2022
Instrument	A11120748
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,052.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4555 TOWNLINE RD, INDEPENDENCE, MN 55357-4510

Mortgage

Document Number	0A11120749
Date	Jun 21, 2022
Instrument	A11120749

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0A11120750
Date	Jun 21, 2022
Instrument	A11120750

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	SHAKOPEE, MN 55379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4555 TOWNLINE RD, LORETTO, MN 55357-4510
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 TOWNLINE RD, LORETTO, MN 55357-4510

Mortgage

Document Number	0A11104116
Date	May 2, 2022
Instrument	A11104116

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	WAYZATA, MN 55391

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4555 TOWNLINE RD, LORETTO, MN 55357-4510
Document Number	0010844345
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4555 TOWNLINE RD LORETTO MN 553574510, LORETTO, MN 55357-4510

Mortgage

Document Number	0010844345
Date	Sep 25, 2020
Instrument	10844345

Lender

Name	OLD NAT'L BK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Independence City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,335.00 (+22.62%)	$745,600 (+22.43%) Land $155,300 Building $590,300	$745,600 (+22.43%) Land $155,300 Building $590,300
2023	$7,613.00 Homeowner's exemption
2022		$609,000 Land $138,000 Building $471,000	$609,000 Land $138,000 Building $471,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Xtratyme Technologies.

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