45549 Seacliff Ct, Indio, CA 92201 Property Records

Riverside County property record for 45549 Seacliff Ct, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,529 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2018)
Tax Bill	$5,462 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`604-620-060`

Property Details

APN / Parcel Number

Primary APN	`604-620-060`
Alternative APN	`604560072`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	1,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45549 SEACLIFF CT
City	INDIO
State	CA
Zip	92201-0941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.15 ACRES IN LOT 10 MB 335/064 TR 29063
Legal Tract	29063
Legal Lot Number	10
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1001
Census Tract	45235

Owner

45549 Seacliff Ct is owned and occupied by an individual who bought it in November 2018.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	45549 SEACLIFF CT, INDIO, CA 92201-0941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Nov 7, 2018	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Jul 16, 2013 · Amount on File
Deed Document Number	2018437325
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45549 SEACLIFF CT, INDIO, CA 92201-0941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088810
Date	Feb 27, 2020
Instrument	2020-0088810

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45549 SEACLIFF CT, INDIO, CA 92201-0941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211359
Date	Jun 12, 2019
Instrument	2019-0211359

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 7, 2018
Property Address	45549 SEACLIFF CT, INDIO, CA 92201-0941
Document Number	0000437325
Map Reference	MB 335 PG 64-73
Instrument Date	Oct 4, 2018
Instrument	2018-0437325
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45549 SEACLIFF CT, INDIO, CA 92201-0941

Mortgage

Document Number	0000437326
Date	Nov 7, 2018
Instrument	2018-0437326

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45549 Seacliff Ct was $5,462.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,410 (+2%) Land $85,334 Building $273,076
2025	$5,462.00	$351,383 Land $83,661 Building $267,722
2023	$5,124.00 (+1.26%)	$337,740 Land $80,413 Building $257,327
2022	$5,060.00
2021			$376,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45549 Seacliff Ct in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45549 Seacliff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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