Loudoun County property record for 45548 Whitcomb Sq, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 1,836 sqft · built 1994 |
| Lot Size | 0.03 acres (1,306 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Oct 2023) |
| Tax Bill | $4,177 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-16-5223-000 |
| Primary APN | 031-16-5223-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,306 sqft (0.03 acres) |
| Garage Type | Basement |
| Garage Area | 220 sqft |
| Deck Area | Deck Area |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45548 WHITCOMB SQ |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-3011 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | PEACE PLANTATION II (DOMINION STATION) SEC.14 LOT 102 201003220016044 |
| Legal Subdivision | DOMINION STATION |
| Legal Block | 1 |
| Legal Lot Number | 102 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 611601 |
45548 Whitcomb Sq, a townhouse, is owned and occupied by two individuals who bought it in October 2023.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45548 WHITCOMB SQ, STERLING, VA 20166-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Oct 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on File |
| Deed Sale | Oct 26, 2023 · Amount on File |
| Prior Sale | Mar 27, 2013 · Amount on File |
| Deed Document Number | 202342938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 9, 2026 |
| Property Address | 45548 WHITCOMB SQ, STERLING, VA 20166-3011 |
| Document Number | 0000017579 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202617579 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017579, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202617579 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 26, 2023 |
| Property Address | 45548 WHITCOMB SQ, STERLING, VA 20166-3011 |
| Document Number | 0000042938 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 202310260042938 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45548 WHITCOMB SQ, STERLING, VA 20166-3011 |
| Document Number | 0000042939 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 202310260042939 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 45548 Whitcomb Sq was $4,177, down 1.8% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,177.00 (-1.81%) | $518,930 (-1.81%) Land $175,000 Building $343,930 | $518,930 (-1.81%) Land $175,000 Building $343,930 |
| 2025 | $4,254.00 | $528,480 Land $175,000 Building $353,480 | $528,480 Land $175,000 Building $353,480 |
| 2023 | $4,074.00 | $465,610 Land $165,000 Building $300,610 | $465,610 Land $165,000 Building $300,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45548 Whitcomb Sq in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45548 Whitcomb Sq has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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