Loudoun County property record for 45548 Reading Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,880 sqft · built 1999 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Apr 2023) |
| Tax Bill | $4,030 (2023) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-16-5172-000 |
| Primary APN | 031-16-5172-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 99 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45548 READING TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-3052 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | DOMINION STATION SEC 18 LOT 473 200506300071140 |
| Legal Subdivision | DOMINION STATION |
| Legal Lot Number | 473 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 611601 |
Source: Loudoun County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45548 READING TER, STERLING, VA 20166-3052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITY LENDING INC |
| Jun 7, 2019 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on Record |
| Deed Sale | Apr 17, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2019 |
| Deed Document Number | 202304170013953 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 17, 2023 |
| Property Address | 45548 READING TER, STERLING, VA 20166-3052 |
| Document Number | 0000013953 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 202304170013953 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45548 READING TER, STERLING, VA 20166-3052 |
| Document Number | 0000013954 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 202304170013954 |
| Name | CITY LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 7, 2019 |
| Property Address | 45548 READING TER, STERLING, VA 20166-3052 |
| Document Number | 20190607030225 |
| Instrument Date | May 15, 2019 |
| Instrument | 30225 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45548 READING TER STERLING VA 201663052, STERLING, VA 20166-3052 |
| Document Number | 20190607030226 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 30226 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 6, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
Source: Loudoun County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,030.00 | $460,630 Land $165,000 Building $295,630 | $460,630 Land $165,000 Building $295,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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