Nassau County property record for 45544 Musslewhite Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,893 sqft · built 2010 |
| Lot Size | 11.7 acres (512,266 sqft) |
| Owner | Trust Name on File |
| Last Sale | $851,300 (Sep 2022) |
| Tax Bill | $8,015 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-2N-25-0000-0001-0080 |
| Primary APN | 03-2N-25-0000-0001-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,893 sqft Heated Area |
| Gross Area | 5,397 sqft |
| 1st Floor Area | 2,774 sqft |
| Upper Floors Area | 1,119 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 512,266 sqft (11.7 acres) |
| Garage Area | 930 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 574 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 45544 MUSSLEWHITE RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | PT SW1/4 SEC 3-2N-25E IN OR 2589/1815 |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 03 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50507 |
45544 Musslewhite Rd is owner-occupied and held in a trust since September 2022.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Warranty Deed, Transfer ATLANTIC EAST TITLE, ATLANTIC COAST T&E |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on File |
| Deed Sale | Sep 12, 2022 · Amount on File |
| Prior Sale | Apr 5, 2007 · Amount on File |
| Deed Document Number | 202245031411 |
| Deed Book / Page | 2589 / 1815 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 12, 2022 |
| Property Address | 45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509 |
| Document Number | 0025891815 |
| Book / Page | 2589 / 1815 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202245031411 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ATLANTIC EAST TITLE, ATLANTIC COAST T&E |
| Amount | Amount on Record |
|---|---|
| Tax | $5,959.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509 |
| Name | Verified Name |
|---|---|
| Address | 45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024150295 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 2415/295 |
| Instrument | 202045039974 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509 |
| Document Number | 0022210039 |
| Instrument Date | Aug 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45544 MUSSELWHITE RD CALLAHAN FL 320113509, CALLAHAN, FL 32011-3509 |
| Document Number | 0022210039 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 002221/000039 |
| Instrument | 45027189 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2048 |
The 2025 property tax bill for 45544 Musslewhite Rd was $8,015 with a homeowner's exemption, up 12.5% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,015.00 (+12.46%) Homeowner's exemption | $562,453 (+13.42%) Land $88,772 Building $473,681 | $959,872 (+15.27%) |
| 2024 | $7,127.00 (+2.56%) Homeowner's exemption | $495,924 (+4.34%) Land $71,555 Building $424,369 | $832,689 (+15.09%) |
| 2023 | $6,949.00 (+61.72%) Homeowner's exemption | $475,284 (+45.57%) Land $71,470 Building $403,814 | $723,487 (+38.37%) |
| 2022 | $4,297.00 Homeowner's exemption | $326,491 Land $62,294 Building $264,197 | $522,871 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45544 Musslewhite Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45544 Musslewhite Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
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