45544 Musslewhite Rd, Callahan, FL 32011 Property Records

Nassau County property record for 45544 Musslewhite Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,893 sqft · built 2010
Lot Size11.7 acres (512,266 sqft)
OwnerTrust Name on File
Last Sale$851,300 (Sep 2022)
Tax Bill$8,015 (2025)
Deeds & MortgagesSep 2022 Sale
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-2N-25-0000-0001-0080

Property Details

APN / Parcel Number

Primary APN03-2N-25-0000-0001-0080

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,893 sqft Heated Area
Gross Area5,397 sqft
1st Floor Area2,774 sqft
Upper Floors Area1,119 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area512,266 sqft (11.7 acres)
Garage Area930 sqft

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area574 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address45544 MUSSLEWHITE RD
CityCALLAHAN
StateFL
Zip32011-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT SW1/4 SEC 3-2N-25E IN OR 2589/1815
Legal Range25E
Legal Township02N
Legal Section03
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group1
Census Block1000
Census Tract50507

Owner

45544 Musslewhite Rd is owner-occupied and held in a trust since September 2022.

Source: Nassau County records, as of January 26, 2026

Owner of RecordTrust Name on File
Co-owner2 Co-owners on File
Mailing Address45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Warranty Deed, Transfer
ATLANTIC EAST TITLE, ATLANTIC COAST T&E
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 12, 2022 · Amount on File
Deed SaleSep 12, 2022 · Amount on File
Prior SaleApr 5, 2007 · Amount on File
Deed Document Number202245031411
Deed Book / Page2589 / 1815
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateSep 12, 2022
Property Address45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509
Document Number0025891815
Book / Page2589 / 1815
Instrument DateSep 9, 2022
Instrument202245031411
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyATLANTIC EAST TITLE, ATLANTIC COAST T&E

Transaction

AmountAmount on Record
Tax$5,959.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509

Transferred To (Grantee/Buyer)

NameVerified Name
Address45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024150295
DateDec 10, 2020
Book Page2415/295
Instrument202045039974
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address45544 MUSSLEWHITE RD, CALLAHAN, FL 32011-3509
Document Number0022210039
Instrument DateAug 25, 2018
Transaction TypeMortgage
Record UpdatedOct 10, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45544 MUSSELWHITE RD CALLAHAN FL 320113509, CALLAHAN, FL 32011-3509

Mortgage

Document Number0022210039
DateSep 7, 2018
Book Page002221/000039
Instrument45027189
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45544 Musslewhite Rd was $8,015 with a homeowner's exemption, up 12.5% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,015.00 (+12.46%) Homeowner's exemption$562,453 (+13.42%) Land $88,772 Building $473,681$959,872 (+15.27%)
2024$7,127.00 (+2.56%) Homeowner's exemption$495,924 (+4.34%) Land $71,555 Building $424,369$832,689 (+15.09%)
2023$6,949.00 (+61.72%) Homeowner's exemption$475,284 (+45.57%) Land $71,470 Building $403,814$723,487 (+38.37%)
2022$4,297.00 Homeowner's exemption$326,491 Land $62,294 Building $264,197$522,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45544 Musslewhite Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45544 Musslewhite Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
50 / 3

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