Olmsted County property record for 4554 Ruby Ln NW, Rochester, MN 55901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,072 sqft · built 2001 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (May 2018) |
| Tax Bill | $4,132 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74.29.34.062153 |
| Primary APN | 74.29.34.062153 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 1,052 sqft |
| Finished Basement | 889 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 7,884 sqft (0.181 acres) |
| Lot Dimensions | 127 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 272 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4554 RUBY LN NW |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55901-6561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-29 TWP-107 RANGE-014 DIAMOND RIDGE 18TH LOT-007 BLOCK-001 LOT 7 BLK 1 |
| Legal Range | 14 |
| Legal Township | 107 |
| Legal Section | 29 |
| Legal Subdivision | DIAMOND RIDGE 18TH |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1301 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4554 RUBY LN NW, ROCHESTER, MN 55901-6561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU |
| May 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage QRL FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on Record |
| Deed Sale | May 2, 2018 · Amount on Record |
| Deed Document Number | 20181448073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 4554 RUBY LN NW, ROCHESTER, MN 55901-6561 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | A1533995 |
|---|---|
| Date | May 5, 2021 |
| Instrument | A-1533995 |
| Name | ILLINOIS STATE CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | May 2, 2018 |
| Property Address | 4554 RUBY LN NW, ROCHESTER, MN 55901-6561 |
| Document Number | A1448073 |
| Instrument Date | Apr 30, 2018 |
| Instrument | A-1448073 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4554 RUBY LN NW, ROCHESTER, MN 55901-6561 |
| Document Number | A1448074 |
|---|---|
| Date | May 2, 2018 |
| Instrument | A-1448074 |
| Name | QRL FINANCIAL SERVICES |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,132.00 Homeowner's exemption | ||
| 2025 | $291,500 Land $47,000 Building $244,500 | $310,100 Land $50,000 Building $260,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
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