Beaufort County property record for 4554 River Rd, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,821 sqft · built 1962 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Jun 2020) |
| Tax Bill | $1,265 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5694-56-3210 |
| Primary APN | 5694-56-3210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,821 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Mixed |
| Garage Area | 1,840 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 4554 RIVER RD |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-7532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTS OF LOTS 2, 3, AND 4 A T KOONCES RIVER RD SD |
| Legal Lot Number | 2-3 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | LONG ACRE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 930501 |
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4554 RIVER RD, WASHINGTON, NC 27889-7532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on Record |
| Deed Sale | Jun 8, 2020 · Amount on Record |
| Prior Sale | Sep 28, 2012 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 4554 RIVER RD, WASHINGTON, NC 27889-7532 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 4554 RIVER RD, WASHINGTON, NC 27889-7532 |
| Document Number | 0002214/97 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 2214/97 |
| Instrument | 2025004668 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 4554 RIVER RD, WASHINGTON, NC 27889-7532 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 4554 RIVER RD, WASHINGTON, NC 27889-7532 |
| Document Number | 002139/922 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 2139/922 |
| Instrument | 2023002603 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,265.00 (+8.49%) | $199,802 (+41.98%) Land $29,172 Building $170,630 | |
| 2025 | $199,802 (+41.98%) Land $29,172 Building $170,630 | ||
| 2023 | $1,166.00 | $140,724 Land $42,291 Building $98,433 | |
| 2018 | $140,724 Land $42,291 Building $98,433 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 1,117 (1982–2023) |
| Claims Outside the SFHA | 50 of 1,117 |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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