4554 N Fruit Ave, Fresno, CA 93705 Property Records

Fresno County property record for 4554 N Fruit Ave, Fresno, CA 93705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,524 sqft · built 1950
Lot Size	0.809 acres (35,224 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2023)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`426-051-09`

Property Details

APN / Parcel Number

Primary APN	`426-051-09`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	35,224 sqft (0.809 acres)
Lot Dimensions	296 ft deep x 119 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	4554 N FRUIT AVE
City	FRESNO
State	CA
Zip	93705-0629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 78 J C FORKNER FIG GARDENS SUB NO 1
Legal Subdivision	FORKNER FIG GARDENS
Legal Lot Number	78
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2008
Census Tract	4602

Owner

4554 N Fruit Ave is owned and occupied by two individuals who acquired it in October 2023.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4622 W BIRCH AVE, FRESNO, CA 93722-3447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 24, 2023	Intrafamily Transfer, Transfer
Jul 17, 2018	Deed of Trust, Mortgage · ARM ADVANCIAL FCU
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Oct 3, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 28, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	202376838
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000099116
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Aug 18, 2023
Property Address	4554 N FRUIT AVE, FRESNO, CA 93705-0629
Document Number	0000076838
Map Reference	MB 10 PG 71
Instrument Date	Aug 7, 2023
Instrument	2023-0076838
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4622 W BIRCH AVE, FRESNO, CA 93722-3447

Mortgage

Document Number	0000076839
Date	Aug 18, 2023
Instrument	2023-0076839

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Oct 24, 2023
Property Address	4554 N FRUIT AVE, FRESNO, CA 93705-0629
Document Number	0000099116
Map Reference	MB 10 PG 71
Instrument Date	Jul 31, 2023
Instrument	2023-0099116
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4622 W BIRCH AVE, FRESNO, CA 93722-3447

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4554 N FRUIT AVE, FRESNO, CA 93705-0629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084473
Date	Jul 17, 2018
Instrument	2018-0084473

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75201

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year CMT
Margin	3
Max Rate	12%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4554 N FRUIT AVE, FRESNO, CA 93705-0629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100997
Date	Aug 6, 2020
Instrument	2020-0100997

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 3, 2017
Property Address	4554 N FRUIT AVE, FRESNO, CA 93705-0629
Document Number	0000127823
Instrument Date	Oct 3, 2017
Instrument	127823
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 BARRACA AVE SANTA BARBARA CA 93109, SANTA BARBARA, CA 93109

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jul 28, 2017
Property Address	4554 N FRUIT AVE, FRESNO, CA 93705-0629
Document Number	0000093777
Instrument Date	Jul 15, 2017
Instrument	93777
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$104.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4554 N FRUIT AVE FRESNO CA 937050629, FRESNO, CA 93705-0629

Tax Assessment & Valuation

The 2025 property tax bill for 4554 N Fruit Ave was $4,946 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,756 (+2%) Land $166,464 Building $239,292
2025	$4,946.00 Homeowner's exemption	$397,800 Land $163,200 Building $234,600
2023	$2,186.00 (+1.34%)	$174,981 Land $76,554 Building $98,427
2022	$2,157.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4554 N Fruit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4554 N Fruit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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